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AnnuitiesBenefitsPerformanceLiteratureProspectusLearning Center

What is a variable annuity?

A variable annuity is a long‐term investment product that can play a crucial role in your overall financial strategy by providing a steady stream of income during retirement. It is a contract between you and an insurance company in which you agree to make a lump‐sum payment, or a series of payments. In return, it provides you with guaranteed lifetime payout options, death benefit options and tax-deferred treatment of earnings.

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Retirement Income ChoiceSM 1.6

Provides more control and flexibility of underlying investment options for a more tailored approach to your retirement.

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Retirement Income MaxSM

Offering a higher withdrawal rate for those in need of more retirement income now.

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A Living Benefit - Annuities

A living benefit

The essential element of retirement income planning with a variable annuity.

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67% of Americans are worried about funding their retirement, tying an all‐time high

Learn more about variable annuities

How do variable annuities work? How can they help your retirement plan? Get the answers to these questions and more.