A variable annuity is a long‐term investment product that can play a crucial role in your overall financial strategy by providing a steady stream of income during retirement. It is a contract between you and an insurance company in which you agree to make a lump‐sum payment, or a series of payments. In return, it provides you with guaranteed lifetime payout options, death benefit options and tax-deferred treatment of earnings.
Provides more control and flexibility of underlying investment options for a more tailored approach to your retirement.
Offering a higher withdrawal rate for those in need of more retirement income now.
The essential element of retirement income planning with a variable annuity.
67% of Americans are worried about funding their retirement, tying an all‐time high
Gallup, April 12, 2012.
How do variable annuities work? How can they help your retirement plan? Get the answers to these questions and more.
Variable annuities contain underlying investment options that are subject to market fluctuation, investment risk, and possible loss of principal. All guarantees, including optional benefits, are backed by the claims-paying ability of the issuing insurance company.
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