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A leader in the retirement plan industry.
Leveraging expertise honed by more than 75 years in business, we serve more than 3 million retirement plan participants across the entire spectrum of defined benefit and defined contribution plans, including 401(k) and 403(b) (Traditional and Roth), 457, profit sharing, money purchase, cash balance, Taft-Hartley, multiple employer plans, nonqualified deferred compensation, and rollover IRAs.
We make it easier for people to take the right steps toward a more secure financial future. Our proven approach and personalized tools are designed to meet people's needs at every life stage and give them the confidence and ability to achieve a brighter, more comfortable retirement.
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In Which Fictional Land Should You Retire?
This month, take our Facebook quiz to find out In Which Fictional Land Should You Retire?, and then enter to win one of twenty-five $50 American Express gift cards! Whether you’d prefer something mystical, magical, or just plain memorable, your perfect retirement place should reflect your personality—and your imagination. See Official Rules for details.
Take the Quiz
Our online planning tool, OnTrack®, provides a personalized snapshot of your complete financial picture, and helps you assess whether your current strategy has you on pace toward achieving your retirement income goals. In fact, the more information you provide, the more comprehensive Your Retirement OutlookSM will be.
Learn more about OnTrack®
Your Retirement Outlook presents a statistical probability assessment of the likelihood of reaching a retirement income goal. It uses your current retirement savings plan information, including your current account balance, your current contributions, and the way in which you are invested, as well as estimated Social Security payments and your pension information. Your Retirement Outlook also uses assumptions about inflation rates and financial market returns based on historical data.
IMPORTANT: The projections or other information generated by the OnTrack® tool regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Moreover, even though the tool’s estimates are statistically sound based upon the simulations it runs, the tool cannot foresee or account for every possible scenario that may negatively impact your financial situation. Thus you should monitor your account regularly and base your investment decisions on your time horizon, risk tolerance, and personal financial situation, as well as on the information in the prospectuses for investments you consider.
Did you know?
If you start saving for retirement at age 35, and earn $40,000 per year, you will need to save at least 12.2% each year going forward to potentially achieve a fully funded retirement.1
1 Assumptions: Retirement at age 65, with a goal of replacing 80% of final working income for life. Source: Ibbotson et al, "National Savings Rate Guidelines for Individuals," Journal of Financial Planning, April 2007.
Take control of your retirement savings strategy.
Changing jobs? Approaching retirement? You typically have four options – and may have the ability to engage in a combination of these options:
Each choice offers advantages and disadvantages depending on your situation. There may be benefits in leaving plan assets with your old employer or rolling assets into a plan sponsored by a new employer. There also may be benefits to rolling over to an IRA.
Enjoy the convenience of total control over your available investment options combined with the tax-deferred benefits of a traditional retirement savings plan. You may wish to speak to a Transamerica retirement counselor to provide you with assistance when making this decision. Our counselors are ready to help you.
Learn more about the benefits of a Transamerica IRA
Securities offered by Transamerica Investors Securities Corporation (TISC), 440 Mamaroneck Avenue, Harrison, NY 10528. TISC and Transamerica Retirement Solutions are affiliated companies.
There are people alive today who will live to see 150.* Are they saving enough?
Interested in partnering on a retirement savings plan for your employees? Already in a plan and have questions? We can help.