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Home : Life Insurance Products : Term Life : Trendsetter Super Series
Trendsetter® Super Series | Trendsetter® ROP 30
Trendsetter® Super Series
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Help Protect Your Family with Guaranteed Level Premium Term Life Insurance
Trendsetter® Super Series offers 10-, 15-, 20-, 25-, and 30-year guaranteed level premium term policies as well as a yearly renewable term policy.
10-, 15-, 20-, 25-, and 30-year term policies feature:
- Competitive underwriting classes and premiums
- Guaranteed conversion to any permanent life insurance policy made available by the company any time before the earlier of the end of the level premium period or the insured's age 70; age 75 on Preferred Plus class
- Waiver of premium rider that waives your premium in the event of qualifying total disability
- Available Preferred Plus underwriting class that offers our most competitive premiums to the healthiest clients1
- Accelerated death benefit that helps provide funds for your needs during a terminal illness2
- Income Protection Option allows you to choose a death benefit income stream, a one-time lump-sum payout, or a combination of both
- Waiver of policy fee or rate band break for eligible multiple policies
Yearly renewable term policy features:
- A one-year level premium and guaranteed premiums for the first five years
- Guaranteed conversion to any permanent life insurance policy made available by the company to insured's age 70; age 75 on Preferred Plus
- Waiver of premium rider that waives your premium in the event of qualifying total disability
- Available Preferred Plus underwriting class that offers our most competitive premiums to the healthiest clients1
- Accelerated death benefit that helps provide funds for your needs during a terminal illness2
A Transamerica representative
can help explain all the details of our term life insurance and how it can help meet your objectives.
1 Available on face amounts of $250,000 or more.
2 Accelerated death benefit is not available in all jurisdictions. Eligibility for the Terminal Illness Accelerated Death Benefit is determined by a condition resulting from injury or illness which, as determined by a physician, has reduced life expectancy to not more than 12 months, not more than 24 months in GA, IL, MA, TX, and WA, from the date of the physician's statement. The policy's benefits and values will be reduced proportionally in accordance with the benefits advanced under this rider. Benefits advanced under this rider may be subject to taxation.
Trendsetter® Super YRT (#1-322-11-107), Trendsetter® Super 10 (#1-306 11-107), Trendsetter® Super 15 (#1-305-11-107), Trendsetter® Super 20 (#1-304 11-107), Trendsetter® Super 25 (#1-303-11-107), and Trendsetter® Super 30 (#1-334 11-107) are term life insurance policies issued by Transamerica Occidental Life Insurance Company, Cedar Rapids, IA 52499. Policy form and number may vary, and these policies may not be available in all jurisdictions. Premiums increase annually for Trendsetter® Super YRT, and beginning in year 11 for Trendsetter® Super 10, year 16 for Trendsetter® Super 15, year 21 for Trendsetter® Super 20, year 26 for Trendsetter® Super 25, and year 31 for Trendsetter® Super 30. Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid. In Missouri, suicide is no defense to payment of benefits unless the Company can show that the insured intended suicide at the time of application for coverage.
OL 1948 0408
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