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Home : Life Insurance Products : Variable Universal Life Insurance : TransSurvivor VUL
TransAccumulator® VUL | TransUltra® VUL | TransSurvivorSM Life VUL
TransSurvivorSM Life VUL
A survivorship variable universal life insurance policy that makes growing and sharing your estate easy.1
You've worked hard to build your wealth, been smart in planning ways to protect it, and now you can make sure your loved ones receive the full benefits of your legacy.
TransSurvivor Life VUL combines the estate planning advantages of traditional survivorship life insurance with all the benefits of tax-deferred investing.
TransSurvivor Life VUL may be ideal for you if:
- You and your spouse have a need for life insurance that will provide a liquid source of funds to pay estate taxes so you can transfer more assets to chosen beneficiaries.
- You are part of a two-income family where both of you earn significant salaries.
- You are part of a business partnership or corporation with two active owners.
- You have recently received - or are poised to receive - a large inheritance and want to prepare for your own future estate taxes.
- You and your spouse want to provide for a loved one with special needs.
- You recognize the potential rewards of long-term investing and are comfortable with the level of risk that it presents.
You're in control of your investments and TransSurvivor Life VUL offers you a wide range of options through sub-accounts.2 You can allocate your policy values amongst various investment options all professionally managed by some of the best fund managers in the business.
When properly structured, TransSurvivor Life VUL provides a death benefit that for estate tax purposes is not considered part of your estate. The death benefit, payable when the last of the two insured dies, is normally paid income tax-free and without the costs and delays generally associated with probate.
View the TransSurvivor Life VUL prospectus and the performance update.
A Transamerica representative can help explain all the details about our variable universal life insurance and how it can meet your needs.
1 All sales must be made only when preceded or accompanied by current prospectuses for the product and the underlying portfolios. The prospectus contains information regarding risk considerations, charges and expenses. Investors should review the prospectus carefully before investing or sending money. This product is subject to investment risk, including possible loss of principal amount invested.
2 An investment in the sub-account investment options is subject to market risk, and an investor may experience a loss of principal and/or a reduced death benefit. These investment options are not the same funds as their publicly available mutual funds with similar names.
TransSurvivorSM Life VUL (Policy Form #1-17911101) is a variable universal life insurance policy issued by Transamerica Occidental Life Insurance Company, Cedar Rapids, IA, and distributed by Transamerica Securities Sales Corporation. Policy form and number may vary, and this product may not be available in all jurisdictions. Not available in New York.
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