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Home : Life Insurance Products : Variable Universal Life Insurance : TransUltra VUL
TransAccumulator® VUL | TransUltra® VUL | TransSurvivorSM Life VUL
TransUltra® VUL
Variable universal life insurance to help grow and share your success.1
It's all about wealth. Building, protecting and preserving it. You've worked hard to create your success, carefully analyzed new opportunities, and been diligent in keeping your assets secure. And now it's time to consider ways to best expand and share your success with those you care for most.
TransUltra® VUL offers you the estate planning advantages of traditional universal life insurance combined with the potential benefits of equity investing.
TransUltra VUL may be ideal for you if:
- You have a need for life insurance to provide for your loved ones.
- You need to assure business continuity or require key-person insurance.
- You have a need for a life insurance death benefit to help beneficiaries pay estate taxes.
- You recognize the potential rewards of long-term investing and are comfortable with investment risk.
With a host of available investment sub-account options,2 you're in control of your policy value allocation. You're free to choose from various investment options that are professionally managed by some of the best fund managers in the industry. You can also allocate policy values to the fixed account, which credits interest at company-declared interest rates.
When structured properly, TransUltra VUL provides a death benefit that - for estate tax purposes - is not considered part of your estate. The death benefit is normally paid income tax-free and without the costs and delays generally associated with probate.
View the TransUltra VUL prospectus and the performance update.
A Transamerica representative can help explain all the details about our variable universal life insurance and how it can meet your needs.
1 All sales must be made only when accompanied by current prospectuses for the product and underlying portfolios. The prospectus contains information regarding risk considerations, charges and expenses. Investors should review the prospectus carefully before investing or sending money. To obtain a prospectus, contact your registered representative.
2 An investment in the variable sub-account investment options is subject to market risk, and an investor may experience a loss of principal and/or a reduced death benefit. These investment options are not the same funds as their publicly available mutual funds with similar names.
TransUltra® VUL (Policy Form #1-12411101) is a variable universal life insurance policy issued by Transamerica Occidental Life Insurance Company, Cedar Rapids, IA, and distributed by Transamerica Securities Sales Corporation. Policy form and number may vary, and the policy may not be available in all jurisdictions. Not available in New York. Riders may not be available in all states.
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