"Personal Data" is personal and/or confidential information that relates to you and your policy or contract with Transamerica.
"Communications" are any non-confidential and or non-proprietary communications information, except for Personal Data, that you transmit to the Site by electronic mail or otherwise, including data, questions, comments and/or suggestions.
"Personal Information" is any Communication where you knowingly enter your personal information such as your name, address, Social Security number, and telephone number.
"Non-Personal Information" is any Communication derived from your connection to the Site, such as your Internet browser, domain name and referring link.
All Communications, except for Personal Data, will be treated as non-confidential and non-proprietary, will become the property of Transamerica and may be used for the purposes described herein.
In general, you can visit the Site while remaining anonymous by not providing any Personal Information. In some cases, Non-Personal Information may be automatically collected, such as your Internet browser, computer operating system, domain name of your Internet service provider and/or the Web site from which you linked to our Site.
Personal Information about you (e.g., your name, address, telephone number, Social Security number, and/or e-mail address) will not be collected unless you provide it to us voluntarily. For example, Transamerica retains e-mail addresses of visitors who respond to the Site's e-mail forms, online forms, registration forms, and surveys and contest entries. Transamerica also retains information about the frequency of Site visits, length of time of each visit, and aggregate information on which Site page visitors access.
Transamerica sends all Internet visitors "cookies", a small data file sent by the Site to your browser, which may then be stored on your hard drive. Transamerica's cookie enables the Site to recognize you if you have a Transamerica policy or contract, or have utilized certain Site features. In addition, the cookie may recall information so that you do not have to resubmit it, and also automatically updates Site information. If available, you may program your browser software to notify you of attempts to send cookies and/or you may decline to accept or delete them.
When you perform a search with Transamerica's search engine, Transamerica does not record information identifying you or linking you to the search performed. As necessary to provide service, Transamerica does record limited information for every search request and uses that information only to solve technical problems with the Site, to calculate overall usage statistics and to improve the structure and content of the Site.
Transamerica will primarily use Communications to respond to your request(s). Transamerica may use Personal Information for editorial and feedback purposes, marketing and promotional purposes, reproduction, disclosure, transmission, publication, broadcast or posting, and for a statistical analysis of user behavior. Furthermore, Transamerica retains the right to use ideas, concepts, know-how or techniques contained in any Communications you send to the Site for any purpose whatsoever, including but not limited to developing and marketing products using such information. Non-Personal Information may be aggregated for internal review and used to improve the Site's content and structure. This information will be discarded.
Transamerica will not voluntarily share, rent, sell or otherwise disclose information obtained from visitors to the Site (whether Personal Data or Communications) to third parties.
When you choose not to provide a personally identifiable Communication, we may not be able to respond to your request. You may receive an error message displayed on your browser.
Transamerica will take appropriate steps to protect all information you share with us. Whenever you provide the Site with Personal Data, Transamerica will take commercially reasonable steps to establish a secure connection with your Web browser.
ALTHOUGH SOME PORTIONS OF THIS SITE ARE SECURE, INHERENT IN THE USE OF THE INTERNET AND INTERNET-RELATED TECHNOLOGIES IS SOME RISK OF DISCLOSURE OF INFORMATION, INCLUDING WITHOUT LIMITATION, PERSONAL DATA YOU SUPPLY. YOUR USE OF THE SITE AND YOUR ENTRY OF INFORMATION IS AT YOUR OWN RISK. TRANSAMERICA CANNOT ACCEPT RESPONSIBILITY AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGE OR INJURY THAT YOU MAY INCUR OR THAT MAY RESULT FROM YOUR USE OF THE SITE OR THE INTERCEPTION OF INFORMATION YOU PROVIDE, INCLUDING WITHOUT LIMITATION, PERSONAL DATA, BY A THIRD PARTY.
Effective as of July 1, 2004