Balance. Control. Flexibility.

The Transamerica Structured Index AdvantageSM Annuity is a registered index-linked annuity that offers growth potential and a level of investment protection at a low cost. It's designed to help make financial futures more predictable. 

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Growth Potential

Take advantage of tax-deferred growth opportunities through a diverse range of stock market indexes, with the ability to lock in gains at any time.

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Downside Protection

Limit risk in times of volatility and market downturns with the confidence to stay invested and capture growth opportunities. 

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Low Cost

Offering a base strategy that's available with no fees, leaving more investible money available to help reach financial goals.

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An innovative solution built to offer growth opportunities while addressing the challenges of volatile markets, low interest rates, and high inflation.

Product Details

Lessons from History

Markets will go up and down over the average investor’s life. The challenge is to keep calm and stay in the market. A buffer offering a level of protection from market losses means having the confidence to go the distance.

Historical performance of S&P 500*

Based on 6-year rolling allocation from 1/1/1980 – 3/1/2021

Average return 73.8%
Percentage of time you avoid market loss with a 10% buffer 97%
Percentage of time you avoid market loss with a 20% buffer 100%

 

Historical performance of S&P 500*

Based on 2-year rolling allocation from 1/1/1980 – 3/1/2021

Average return 20.6%
Percentage of time you avoid market loss with a 10% buffer 89%
Percentage of time you avoid market loss with a 20% buffer 91%

 

Historical performance of S&P 500*

Based on 1-year rolling allocation from 1/1/1980 – 3/1/2021

Average return 9.9%
Percentage of time you avoid market loss with a 10% buffer 88%

 

*Historical returns are hypothetical. Past performance does not guarantee future results.
Outcomes were based on our allocation dates of the 1st, 8th, 15th, and 22nd. A simple average of a series of returns generated over a given period of time. Returns are price return only and exclude dividends. You cannot directly invest in an index and the annuity does not participate directly in any stock or equity investments.  Other Indexes are available with this annuity.

 

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Optional Benefits

Investors have the choice to customize the annuity with optional benefits. Help tame volatility with Best Entry. Performance Lock drives control by preselecting a growth target or setting one along the way. And Credit Advantage offers the potential to capture higher returns.

 

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Transamerica Structured Index Advantage Annuity Resources

Access additional tools and insight created with your needs in mind. 

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Consumer Brochure

All the details, clearly explained.   

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Best Entry Crediting Strategy

Invest with confidence. 

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Performance Lock

Take emotion out of investing.

IMPORTANT INFORMATION

 

S&P® 500 Index

The S&P®, 500® Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by Transamerica Life Insurance Company (TLIC). Standard & Poor’s®, S&P®, and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by TLIC. Transamerica Structured Index Advantage Annuity are not sponsored, endorsed, sold, or promoted by SPDJI, Dow Jones, S&P, any of their respective affiliates (collectively, “S&P Dow Jones Indices”). S&P Dow Jones Indices makes no representation or warranty, express or implied, to the owners of the Transamerica Structured Index Advantage Annuity or any member of the public regarding the advisability of investing in securities generally or in Transamerica Structured Index Advantage Annuity particularly or the ability of the S&P 500® Index to track general market performance. S&P Dow Jones Indices’ only relationship to TLIC with respect to the S&P 500® Index is the licensing of the Index and certain trademarks, service marks, and/or trade names of S&P Dow Jones Indices or its licensors. The S&P 500® Index is determined, composed, and calculated by S&P Dow Jones Indices without regard to TLIC or the Transamerica Structured Index Advantage Annuity. S&P Dow Jones Indices have no obligation to take the needs of TLIC or the owners of Transamerica Structured Index Advantage Annuity into consideration in determining, composing, or calculating the S&P 500® Index. S&P Dow Jones Indices is not responsible for and has not participated in the determination of the prices, and amount of Transamerica Structured Index Advantage Annuity or the timing of the issuance or sale of Transamerica Structured Index Advantage Annuity or in the determination or calculation of the equation by which Transamerica Structured Index Advantage Annuity is to be converted into cash, surrendered, or redeemed, as the case may be. S&P Dow Jones Indices has no obligation or liability in connection with the administration, marketing, or trading of Transamerica Structured Index Advantage Annuity. There is no assurance that investment products based on the S&P 500® Index will accurately track index performance or provide positive investment returns. S&P Dow Jones Indices LLC is not an investment advisor. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice. Notwithstanding the foregoing, CME Group Inc. and its affiliates may independently issue and/or sponsor financial products unrelated to Transamerica Structured Index Advantage Annuity currently being issued by TLIC, but which may be similar to and competitive with Transamerica Structured Index Advantage Annuity. In addition, CME Group Inc. and its affiliates may trade financial products which are linked to the performance of the S&P 500® Index.

S&P DOW JONES INDICES DOES NOT GUARANTEE THE ADEQUACY, ACCURACY, TIMELINESS, AND/OR THE COMPLETENESS OF THE S&P 500® INDEX OR ANY DATA RELATED THERETO OR ANY COMMUNICATION, INCLUDING, BUT NOT LIMITED TO, ORAL OR WRITTEN COMMUNICATION (INCLUDING ELECTRONIC COMMUNICATIONS) WITH RESPECT THERETO. S&P DOW JONES INDICES SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY FOR ANY ERRORS, OMISSIONS, OR DELAYS THEREIN. S&P DOW JONES INDICES MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES, OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE OR AS TO RESULTS TO BE OBTAINED BY TLIC, OWNERS OF THE TRANSAMERICA STRUCTURED INDEX ADVANTAGE ANNUITY OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE S&P 500® INDEX OR WITH RESPECT TO ANY DATA RELATED THERETO. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT WHATSOEVER SHALL S&P DOW JONES INDICES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES INCLUDING, BUT NOT LIMITED TO, LOSS OF PROFITS, TRADING LOSSES, LOST TIME, OR GOODWILL, EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE. THERE ARE NO THIRD-PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN S&P DOW JONES INDICES AND TLIC OTHER THAN THE LICENSORS OF S&P DOW JONES INDICES

 

Fidelity World Factor Leaders Index 0.5% AR

The Fidelity World Factor Leaders Index 0.5% AR (the “Index”) is an equity index, offering exposure to U.S. and Developed non-U.S. companies with attractive valuations, high-quality profiles, positive momentum signals and lower volatility than the broader world market and is a product of Fidelity Product Services LLC (“FPS”). Fidelity is a trademark of FMR LLC. The Index has been licensed for use for certain purposes by Transamerica Life Insurance Company (TLIC) on behalf of Transamerica Structured Index Advantage Annuity. The Index is the exclusive property of FPS and is made and compiled without regard to the needs, including, but not limited to, the suitability needs, of TLIC, the Transamerica Structured Index Advantage Annuity, or the Transamerica Structured Index Advantage Annuity contract owners. The Transamerica Structured Index Advantage Annuity is not sold, sponsored, endorsed, or promoted by FPS or any other party involved in, or related to, making or compiling the Index. FPS does not make any warranty or representation as to the accuracy, completeness, or availability of the Index or information included in the Index and shall have no responsibility or liability for the impact of any inaccuracy, incompleteness, or unavailability of the Index or such information. Neither FPS nor any other party involved in, or related to, making or compiling the Index makes any representation or warranty, express or implied, to the Transamerica Structured Index Advantage Annuity contract owner, TLIC, or any member of the public regarding the advisability of purchasing annuities generally or the Transamerica Structured Index Advantage Annuity particularly, the legality of the Transamerica Structured Index Advantage Annuity under applicable federal securities, state insurance and tax laws, the ability of the Transamerica Structured Index Advantage Annuity to track the performance of the Index, any other index or benchmark or general market or other asset class performance, or the results, including, but not limited to, performance results, to be obtained by TLIC, the Transamerica Structured Index Advantage Annuity, Transamerica Structured Index Advantage Annuity contract owners, or any other person or entity. FPS does not provide investment advice to TLIC with respect to the Transamerica Structured Index Advantage Annuity, or to Transamerica Structured Index Advantage Annuity contract owners. TLIC exercises sole discretion in determining whether and how the Transamerica Structured Index Advantage Annuity will be linked to the value of the Index. FPS does not provide investment advice to the Transamerica Structured Index Advantage Annuity, the Transamerica Structured Index Advantage Annuity contract owners, or any other person or entity with respect to the Index and in no event shall any Transamerica Structured Index Advantage Annuity contract owner be deemed to be a client of FPS. Neither FPS nor any other party involved in, or related to, making or compiling the Index has any obligation to continue to provide the Index to TLIC with respect to the Transamerica Structured Index Advantage Annuity. In the event that the Index is no longer available to the Transamerica Structured Index Advantage Annuity or Transamerica Structured Index Advantage Annuity contract owners, TLIC may seek to replace the Index with another suitable index, although there can be no assurance that one will be available.

FPS disclaims all warranties, express or implied, including all warranties of merchantability or fitness for a particular purpose or use. FPS shall have no responsibility or liability with respect to the annuity.

 

iShares® Russell 2000 ETF

The iShares® Russell 2000 ETF is distributed by BlackRock Investments, LLC. iShares® and BlackRock®, and the corresponding logos, are registered trademarks of BlackRock, Inc. and its affiliates (“BlackRock”) and are used under license. BlackRock has licensed certain trademarks and trade names of BlackRock to Transamerica Life Insurance Company (TLIC) for certain purposes. TLIC’s products and services are not sponsored, endorsed, sold, or promoted by BlackRock, and purchasers of such products do not acquire any interest in the iShares® Russell 2000 ETF nor enter into any relationship of any kind with BlackRock. BlackRock makes no representations or warranties, express or implied, to the owners of any products offered by TLIC or any member of the public regarding the advisability of purchasing any product or service offered by TLIC. BlackRock has no obligation or liability for any errors, omissions, interruptions, or use of the iShares® Russell 2000 ETF or any data related thereto, or in connection with the operation, marketing, trading, or sale of any TLIC product or service offered by TLIC.

 

iShares® U.S. Technology ETF

The iShares® U.S. Technology ETF is distributed by BlackRock Investments, LLC. iShares® and BlackRock®, and the corresponding logos, are registered trademarks of BlackRock, Inc. and its affiliates (“BlackRock”) and are used under license. BlackRock has licensed certain trademarks and trade names of BlackRock to Transamerica Life Insurance Company (TLIC) for certain purposes. TLIC’s products and services are not sponsored, endorsed, sold, or promoted by BlackRock, and purchasers of such products do not acquire any interest in the iShares® U.S. Technology ETF nor enter into any relationship of any kind with BlackRock. BlackRock makes no representations or warranties, express or implied, to the owners of any products offered by TLIC or any member of the public regarding the advisability of purchasing any product or service offered by TLIC. BlackRock has no obligation or liability for any errors, omissions, interruptions, or use of the iShares® U.S. Technology ETF or any data related thereto, or in connection with the operation, marketing, trading, or sale of any TLIC product or service offered by TLIC.

The websites referenced for the S&P 500®, iShares® U.S. Technology ETF, and iShares® Russell 2000 ETF are neither owned or controlled by Transamerica or any affiliated company. Web addresses are provided as a courtesy and are neither endorsed or reviewed by any of the Transamerica Companies.

Before investing, consider a registered index-linked annuity investment objectives, risks, charges and expenses.  Go to the prospectus containing this and other information.  Please read carefully.

Registered Index-linked Annuities are long-term, tax-deferred vehicles designed for retirement purposes and are not for everyone. They are subject to possible loss of principal and earnings due to market fluctuation, investment risk, and as a result of fees and charges under the policy including surrender charges, other transaction charges, and periodic charges.

All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.

The policy may be referred to as a variable annuity, or modified guaranteed annuity in some states. Not available in New York or Oregon. All policies, riders, and forms may vary by state and may not be available in all states.

TPVA1400-0720, TPVA14FL-0720 (SC), TRIA1000-R0821, TRIA1200-R0821, TRIA12FL-R0821, TRIA1400-0821, TRIA14FL-0821, TRIA1100-0720, TRIA11FL-0720, TRIA1300-0720, TRIA13FL-0720