All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% additional federal tax if withdrawals before age 59 1/2.
Variable annuities are subject to investment risk, including possible loss of principal. Due to fluctuating market conditions, at the time of distribution, your annuity value may be more or less than the total of all premium payments.
All policies, riders, and forms may vary by state and may not be available in all states. ICC12 VA0513, NIC12 VA0513(FL), NIC12 VA0513(NY), ICC19 TPVA10IC-R1019, TPVA10FL-R1019, FPVA10NY-R1019