Your client should consider a variable annuity’s investment objectives, risks, charges, and expenses carefully before investing. The prospectuses contains this and other information. Please have them read it carefully. All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
1 M&E&A is an annual fee assessed daily and is a percentage of the subaccount policy value.
2 The company has the right to change the annual service charge up to the maximum $50.
3 10% of premium payments, less any prior withdrawals in the same policy year ($500 minimum). Withdrawals from the fixed accounts may be subject to an excess interest adjustment.
All policies, riders, and forms may vary by state, and may not be available in all states.
ICC12 VA0513, NIC12 VA0513(FL), NIC12 VA0513(NY), ICC19 TPVA10IC-R1019, TPVA10FL-R1019, FPVA10NY-R1019, ICC12 RGMD80513, NIC12 RGMD80513, NIC12 RGMD80513(NY), ICC18 TRMD10IC-0718, TRMD1000-0718, NIC12 RGMD80513(NY), ICC12 RGMD50513, NIC12 RGMD50513, NIC12 RGMD50513(NY), ICC18 TRMD11IC-0718, TRMD1100-0718, NIC12 RGMD50513(NY)
Not all features are available in all states and may vary by state.