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Securing your clients' retirement income has never been more crucial. Guaranteed Principal SolutionSM is an optional living benefit that can guarantee a steady, reliable income stream in the form of 5% For Life withdrawals. Clients also have the flexibility to address their maximum income concerns with optional 7% Principal Back withdrawals as their needs change.
In addition to guaranteed income, your clients' assets receive principal protection if they hold the benefit for at least 10 years, regardless of what happens in the markets.
All guarantees, including optional benefits, are backed by the claims-paying ability of the issuing insurance company.
Certain conditions and limitations apply.
All policies, forms, and riders may vary by state, and may not be available in all states.
RGMB 4 0504, RGMB 4 1013R (OR), RGMB 4 0504 (FL), RGMB 8 0405
If you elect the GPS Rider, there are certain investment options offered in your policy that use a volatility control strategy. Volatility control strategies, in periods of high market volatility, could limit your participation in market gains; this may conflict with your investment objectives by limiting your ability to maximize potential growth of your policy value and, in turn, the value of any guaranteed benefit that is tied to investment performance. Volatility control strategies are intended to help limit overall volatility and reduce the effects of significant market downturns during periods of high market volatility, providing policy owners with the opportunity for smoother performance and better risk adjusted returns. You pay an additional fee for the rider benefits which, in part, pay for protecting the rider benefit base from investment losses. Since the rider benefit base does not decrease as a result of investment losses, volatility control strategies might not provide meaningful additional benefit to you. If you determine that funds with volatility control strategies are not consistent with your investment objectives, there continues to be other investment options available under the GPS Rider, that do not invest in funds that utilize volatility control strategies.
How do variable annuities work? How can they help your retirement plan? Get the answers to these questions and more.