|Variable Annuities||Fixed Index Annuities||Benefits||Performance||Forms & Literature||Prospectus||Resource Center|
The Transamerica AxiomSM II Variable Annuity, available for exclusive distribution, offers a lower-cost 5-year surrender-charge schedule.
Our innovative optional living benefits set us apart. Whether it's how long your clients need income, or how much income they need, we allow you to approach their retirement planning with a purpose in mind.
The benefits listed below, known as riders, can be added to our variable annuities for an additional fee. The living benefits can help your client grow and protect retirement income by locking in investment gains and allowing income to grow even when markets underperform. You can also elect not to purchase these additional benefits, and enjoy the advantages of an investment only strategy.
Certain conditions and limitations apply.
All guarantees, including optional benefits, are backed by the claims-paying ability of the issuing insurance company.
|Investment Only Strategy||Living Benefits||Death Benefits||Additional Benefits|
Transamerica Variable Annuity Investment-Only Strategy
Our signature living benefit can provide opportunity for income growth and protection, regardless of market or economic conditions, making it a comprehensive solution to some of retirement's greatest risks.
Adding investment flexibility with a broad investment lineup and lifetime income.
With a higher withdrawal rate, this strategy is designed for those who need to maximize their retirement income now.
Let our Guaranteed Principal SolutionSM living benefit, which comes with three guarantees, guide your retirement.
Enhanced Death Benefits
Our most innovative death benefit option is designed to increase the legacy you leave your beneficiaries by offering you protection and value in up or down markets.
This death benefit option pays you a percentage of your rider earnings, which may increase the legacy you leave your beneficiaries.
Standard Death Benefits
Return of Premium
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
1 M&E&A is an annual fee assessed daily and is a percentage of the subaccount policy value.
2 Up to $35 waived with net premiums paid or policy value of $50,000 or more; up to $50 waived with net premiums paid or policy value of $250,000 or more. $15 may be waived if e-delivery is elected. Waivers are subject to change and may not always be available.
3 10% of premium payments, less any prior withdrawals in the same policy year. ($500 minimum)
Variable annuities are subject to investment risk, including possible loss of principal. Due to fluctuating market conditions, at the time of distribution, your annuity value may be more or less than the total of all premium payments.
Not all features are available in all states and may vary by state.
All policies, riders, and forms may vary by state, and may not be available in all states. ICC12 VA0513, NIC12 VA0513(FL), NIC12 VA0513(NY), ICC16 RGMB510616(IS), ICC16 RGMB510616(IJ), NIC16 RGMB510616(IS)(FL), NIC16 RGMB510616(IJ)(FL), NIC16 RGMB510616(IS)(NY), NIC16 RGMB510616(IJ)(NY)
Investment options may vary by states.
These investment options are intended to be sold to certain asset allocation portfolios and to separate accounts of Transamerica Life Insurance Company or Transamerica Financial Life Insurance Company to fund the benefits under certain individual flexible premium variable insurance policies.
Investment option names may vary from their corresponding underlying portfolio names. Please see the contract prospectus for underlying portfolio names.
TA investment options invest in Transamerica Series Trust Service Class shares (Investment Adviser Transamerica Asset Management, Inc.) The prospectus describes the portfolios that are available in the policy or annuity contract that you have chosen.
Transamerica Aegon Money Market VP changed its name to Transamerica Aegon Government Money Market VP, and the fund now operates as a “government” money market fund under new federal regulations, which became effective on October 14, 2016. A “government” money market fund invests at least 99.5% of its total assets in U.S. government securities, cash, and/or repurchase agreements that are fully collateralized by U.S. government securities or cash.
You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The Fund may impose a fee upon sale of your shares or may temporarily suspend your ability to sell shares if the Fund's liquidity falls below required minimums because of market conditions or other factors. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.
The underlying funds of the investment options have different strategies and risks; please see the underlying funds’ prospectuses for a complete description of these strategies and risks for the available investment options.