- The start of the new year can be a good time to set goals for behavior change and self-improvement.
- The seventh annual Aegon Retirement Readiness Survey indicates more people are making the connection between Wealth + HealthSM.
- While you talk to your clients about setting annual goals, remember to take care of yourself.
For many people, the beginning of the new year offers an opportunity to set goals, adjust behaviors, and strive for self-improvement. There’s a good chance you’ll have clients seeking ways to better themselves and their financial outlook in the coming year — and beyond.
If your clients want to make personal changes that could positively impact their Wealth + HealthSM, share this Knowledge Place article featuring suggestions outlined in the seventh annual Aegon Retirement Readiness Survey.
As a financial professional, you likely have your own set of goals and to-dos for the new year regarding matters of personal finance and wealth strategies. But what about your health? You may be looking for ways to get back in shape, eat better, and generally up your game. Making it work with a busy schedule is, of course, the challenging part. Here are three things to consider that could positively impact your general health and fitness.
Dine out without pigging out
Whether it’s a heavy travel schedule or long hours at the office, regularly dining at restaurants can be a fact of life for busy working professionals. It’s sometimes hard to monitor caloric intake and transfat consumption when ordering off a menu, but you can train yourself to make smarter decisions. The American Heart Association (AHA) offers a list of simple options to consider, including:
- Choose the grilled chicken sandwich over the fried variety.
- Skip the fries and get a baked potato, steamed veggies or brown rice.
- Instead of creamy coleslaw, try the sautéed or steamed vegetables, or a tossed salad.
- For appetizers, avoid the buffalo chicken wings and have peel-and-eat shrimp.
The AHA also suggests a couple of rules regarding restaurant selection to set you up for success. First, no all-you-can-eat buffets or specials. That one needs no explanation. Second, if you’re familiar with the restaurant’s menu, try to make a healthy selection before you even arrive. You’ll hopefully avoid being tempted by the Macho Triple Cheese and Bacon Burger with bottomless fries.
Be a literal mover and shaker at the office
If you want to get serious about your fitness regiment, you’ll probably need to think about joining a gym and consulting with a fitness professional to establish a proper program for long-term success. But it’s also beneficial to incorporate regular physical activity into your daily routine — even while you’re working. The AHA makes these suggestions:
- Walk during calls — or at least stand up.
- Skip the email or call and walk down the hall to communicate with colleagues.
- When traveling for business, pack a jump rope and resistance band in your suitcase. Walk the terminal when waiting for flights.
- Walk or ride your bike to work when possible.
- Schedule physical activity on your business calendar and treat it like an appointment.
Track your progress
If you don’t already have a personal fitness tracker, consider making the investment this year. While a wearable device like a Fitbit or smart watch can’t force you to exercise regularly, being able to track your daily activity, heart rate, and sleep patterns can help you monitor progress. And, if you’re the competitive type, connecting with friends and colleagues via integrated apps may provide further motivation to get moving. PC Magazine offers this review and comparison of top-rated activity trackers on the market today.
Things to Consider:
- If your work schedule has you dining out frequently, learn to make healthier choices on the menu. That means grilled over fried, vegetables instead of fries, and no all-you-can-eat buffet.
- Incorporate regular physical activity into your daily work routine. Walk during calls, plan for exercise when traveling, and schedule personal fitness time on your business calendar.
- Invest in a fitness tracker to encourage regular activity and monitor your progress
Neither Transamerica nor its agents or representatives may provide medical, tax, investment, or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely on their own independent tax and legal advisors and financial professional regarding their particular situation and the concepts presented herein.
Transamerica Resources, Inc. is an Aegon company and is affiliated with various companies which include, but are not limited to, insurance companies and broker dealers. Transamerica Resources, Inc. does not offer insurance products or securities. The information provided is for educational purposes only and should not be construed as, medical, insurance, securities, tax, legal, or financial advice or guidance. Please consult your personal independent advisors for answers to your specific questions.