ANNUITIES

Help them protect their income

Discover a powerful combination of benefits.

For clients looking for certainty, retirement income for life from annuities could be a solution. We're proud of our broad range of annuities. They're flexible and can offer opportunities for growth, income protection, or both. Your clients can customize them to suit their goals.

All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.

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Help them invest in more ways than one

No single money manager can be the very best in every asset class. That's why we take a diversified approach to leverage the expertise and insight of asset managers across the industry to give them access to a full range of strategies.

With Transamerica mutual funds, you can expose clients' portfolios to more than 180 funds.

Featured products

With a variable or fixed annuity, your clients have options.

They can choose from a variety of optional benefits.

Retirement Income Choice® 1.6

5.5% annual compounding growth to the withdrawal base for up to 10 living benefit years.* Highest Monthiversary® value locked into the withdrawal base on the living benefit anniversary. This benefit offers select investment choices.

Transamerica Income EdgeSM

6% withdrawal percentage after three living benefit years.** More than 50 investment options. Straightforward and cost efficient.

Retirement Income Max®

7.2% annual compounding growth to the withdrawal base for up to 10 living benefit years.*** Highest Monthiversary® value locked into the withdrawal base on the living benefit anniversary.

Additional Death Distribution+ (ADD+)

Add to an existing or new policy to provide the opportunity for legacy planning, for an additional fee.

Transamerica variable annuities

We offer a range of Transamerica variable annuities. If your clients choose to pair them with a living or death benefit, it may help them find the comfort of stability, plus the potential for their income to grow.

B-Share

A 7-year surrender charge schedule variable annuity.

L-Share

A 4-year surrender charge schedule variable annuity.

X-Share

A 9-year surrender charge schedule variable annuity with a premium enhancement.

C-Share

A surrender charge-free variable annuity.

I-Share

A surrender charge-free variable annuity, exclusive to managed money platforms.

O-Share

A variable annuity with a premium-based pricing structure.

Transamerica Inspire

A 7-year surrender charge schedule variable annuity.

Axiom II

A 5-year surrender charge schedule variable annuity, available through exclusive distribution.

Principium III

A lower cost, 5-year surrender charge schedule variable annuity.

Our fixed index offering

The fixed index Transamerica Secure Retirement Index®Annuity comes with a number of surrender charge schedule options, plus you can customize it with an optional living benefit for an additional fee.

Compare Transamerica Living Benefits

See how our suite of benefits can help protect your clients' assets at the most crucial stage of their lives.

A path to a healthier business

Today's clients are looking for a new breed of financial professional. Explore research from top academic, industry, and independent professionals to grow your practice and build deeper client relationships.
Surprising Social Security stats
Protection Courtney Harris
Why It Matters: 
According to AARP Social Security Planning in 2015 and Beyond
  • Only 16% of people 45-64 turn to their financial professional for information of Social Security.
  • 39% expect Social Security may make up 50% of your client’s retirement income.
  • Only 9% of future beneficiaries claim to be knowledgeable on Social Security’s benefits.
2018 Medicare costs at a glance
Protection Catherine Tsai
  • Why It Matters:  
    • Medicare Part B premiums can be more than $400 per month for even more of your wealthiest clients in 2018.
    • Clients might need your help finding income streams to pay for deductibles, copays, coinsurance, and services that Medicare doesn’t cover.
    • Managing income streams in retirement could help your clients avoid paying the highest rates for Medicare premiums.
When powers of attorney aren't enough (Social Security)
Protection Chase Squires
  • Why It Matters: 
    • Rules over powers of attorney and health care directives can vary by state.
    • Clients handling a loved one’s Social Security benefits need to become a representative payee through the agency.
    • You can help clients understand what designations they’ll need now, before there’s a need.
Job-hopping clients could really use your help
Investments Aaron Lopez
Why It Matters:  
  • Clients may benefit from consolidating multiple retirement accounts from former employers.
  • Rolling 401(k) assets into an IRA isn’t always the best option.
  • Weighing the pros and cons of an IRA rollover will help clients make the best decision for their situation.

Customize a Personal Pension Strategy that you can print or email to your client.

Talk with us about annuities

Ready to take that next step? We're here and ready to help. Drop us a line and talk to us about your client's goals.