The Transamerica Variable Annuity I-Share is built for today's fee-based account needs.
The Transamerica Variable Annuity I-Share is built for today's fee-based account needs.
Issue Age:
0-90 Annuitant and/or Owner
Minimum Initial Premium:
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums:
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary):
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums:
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1:
0.20% (Policy Value Death Benefit)
0.30% (Return of Premium Death Benefit)
0.60% (Annual Step-Up Death Benefit)
Annual Service Charge:
$502 (but no more than 2% of policy value)
Withdrawal Amount Available Without Surrender Charge:
Unlimited
No Surrender Charges
Annual Fund Facilitation Fee:
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts
Investment Option Management Fee:
Please see prospectus for details
View the product summary:
Allows for gradual investment over time, systematically buying more units when prices are low and fewer units when prices are high. This can potentially lower the average cost of variable units.
Dollar cost averaging requires regular investing regardless of fluctuating prices and does not guarantee profits or prevent losses in a declining market. Individuals should consider their financial ability to continue transfers through periods of both high and low price levels. Amounts allocated to the subaccounts of the separate account are subject to investment risk, including possible loss of principal. Restrictions apply. Please see prospectus for details.
IMPORTANT INFORMATION
All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
1M&E&A is an annual fee assessed daily and is a percentage of the subaccount policy value.
2Up to $35 waived with net premiums paid or policy value of $50,000 or more; up to $50 waived with net premiums paid or policy value of $250,000 or more.
310% of premium payments, less any prior withdrawals in the same policy year. ($500 minimum)
Variable annuities are subject to investment risk, including possible loss of principal. Due to fluctuating market conditions, at the time of distribution, your annuity value may be more or less than the total of all premium payments.
Not all features are available in all states and may vary by state.
All policies, living benefits, and forms may vary by state, and may not be available in all states. ICC12 VA(2)0513, NIC12 VA(2)0513 (FL), NIC12 VA(2)0513 (NY), ICC12 RGMD80513, NIC12 RGMD80513, NIC12 RGMD80513 (NY), ICC12 RGMD50513, NIC12 RGMD50513, NIC12 RGMD50513 (NY), ICC12 RTP170513, RTP 17 0103, ICC12 RTP180513, RTP 18 0103, RGMB 37 0809, RGMB 38 0809, RGMB 37 0809 (IS)(FL), RGMB 38 0809 (IS)(FL), other versions also available, RGMB 37 0718 (AJ)(OR), RGMB 37 0718 (AS)(OR), RGMB 37 0718 (IJ)(OR), RGMB 37 0718 (IS)(OR), RGMB 38 0718 (AJ)(OR), RGMB 38 0718 (AS)(OR), RGMB 38 0718 (IJ)(OR), RGMB 38 0718 (IS)(OR), ICC12 RGMB410513 (IS), ICC12 RGMB410513(IJ), RGMB 41 0111 (IS)(FL), RGMB 41 0111 (IJ)(FL), RGMB 41 0514R (IS)(NY), RGMB 41 0514R (IJ)(NY), RGMB 37 0514R (IS)(NY), RGMB 37 0514R (AS)(NY), RGMB 37 0514R (IJ)(NY), RGMB 37 0514R (AJ)(NY), RGMB 4 0504, RGMB 4 0504 (FL), RGMB 8 0405, RGMB 4 1013R (OR), ICC16 RGMB510616(IS), ICC16 RGMB510616(IJ), NIC16 RGMB510616(IS)(FL), NIC16 RGMB510616(IJ)(FL), NIC16 RGMB510616(IS)(NY), NIC16 RGMB510616(IJ)(NY)