LIVING BENEFITS COMPARISON

Our innovative optional living benefits, available with a Transamerica variable annuity, set us apart. These benefits, often referred to as riders, are designed to provide solutions to a variety of retirement income concerns.
Retirement Income Choice® 1.7
Issue Age
0-85
Annual Simple Growth 12
5.00%
Steps-Ups7
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.25%
4.75%
3.50%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.25%
4.75%
3.50%
Other Benefits13
  • Income Enhancement
  • Rider Death Benefit
Annual Fee3 (Single)
  • A — 1.85%
  • B — 1.40%
  • C — 0.95%
Annual Fee3 (Joint)
  • A — 1.95%
  • B — 1.50%
  • C — 1.05%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Max® 1.2
Issue Age
0-85
Annual Compounding Growth12
5.00%
Steps-Ups7
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1, 2
81+
65-80
59-64
5.50%
5.00%
3.75%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 2
81+
65-80
59-64
5.50%
5.00%
3.75%
Other Benefits
-
Annual Fee3, 4 (Single)
1.50%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Income EdgeSM 1.2
Issue Age
0-85
Annual Compounding Growth
-
Steps-Ups8
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Withdraw Options And Percentages
First 5 Complete Riders Years
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.50%
5.00%
3.75%
5-10 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,6
81+
65-80
59-64
6.00%
5.50%
4.25%
10+ Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,15
81+
65-80
59-64
6.50%
6.00%
4.75%
Other Benefits
-
Annual Fee3
Single Life Joint Life
1.45% 1.55%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Principal OptimizerSM
Issue Age
0-85
Annual Compounding Growth
-
Step-Ups8
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Protection Level Percentages: 7-Year Waiting Period
90% initial; 80% minimum
Protection Level Percentages: 10-Year Waiting Period
100% initial; 80% minimum
Withdraw Options And Percentages1,2
Attained Single Life Withdrawal Percentages
81+
65-80
59-64
5.50%
5.00%
3.75%
Annual Fee (Single or Joint)5
1.35%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Choice® 1.7
Issue Age
0-85
Annual Simple Growth 12
5.00%
Steps-Ups7
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.25%
4.75%
3.50%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.25%
4.75%
3.50%
Other Benefits13
  • Income Enhancement
  • Rider Death Benefit
Annual Fee3 (Single)
  • A — 1.85%
  • B — 1.40%
  • C — 0.95%
Annual Fee3 (Joint)
  • A — 1.95%
  • B — 1.50%
  • C — 1.05%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Max® 1.2
Issue Age
0-85
Annual Compounding Growth12
5.00%
Steps-Ups7
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1, 2
81+
65-80
59-64
5.50%
5.00%
3.75%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 2
81+
65-80
59-64
5.50%
5.00%
3.75%
Other Benefits
-
Annual Fee3, 4 (Single)
1.50%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Income EdgeSM 1.2
Issue Age
0-85
Annual Compounding Growth
-
Steps-Ups8
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Withdraw Options And Percentages
First 5 Complete Riders Years
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.50%
5.00%
3.75%
5-10 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,6
81+
65-80
59-64
6.00%
5.50%
4.25%
10+ Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,15
81+
65-80
59-64
6.50%
6.00%
4.75%
Other Benefits
-
Annual Fee3
Single Life Joint Life
1.45% 1.55%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Principal OptimizerSM
Issue Age
0-85
Annual Compounding Growth
-
Step-Ups8
Calculated on every living benefit anniversary based on the highest annual valuation frequency value.
Protection Level Percentages: 7-Year Waiting Period
90% initial; 80% minimum
Protection Level Percentages: 10-Year Waiting Period
100% initial; 80% minimum
Withdraw Options And Percentages1,2
Attained Single Life Withdrawal Percentages
81+
65-80
59-64
5.50%
5.00%
3.75%
Annual Fee (Single or Joint)5
1.35%
Investment Options
Multiple Investment Options. Please see prospectus for details.