LIVING BENEFITS COMPARISON

Our innovative optional living benefits, available with a Transamerica variable annuity, set us apart. These benefits, often referred to as riders, can be added to our annuities and are designed to provide solutions to a variety of retirement income concerns.
Retirement Income Choice® 1.6
Issue Age
0-85
Annual Compounding Growth12
5.25%
Steps Ups7
Automatic on every rider anniversary based on highest MonthiversarySM
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1,2
80+
75-79
70-74
65-69
59-64
6.0%
5.50%
5.20%
5.10%
4.00%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
80+
75-79
70-74
67-69
65-66
59-64
6.00%
5.50%
5.20%
5.10%
5.00%
4.00%
Other Benefits13
  • Income Enhancement
  • Rider Death Benefit
Annual Fee3, 4 (Single)
1.50%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Max®
Issue Age
0-855
Annual Compounding Growth12
7.2%
Steps Ups7
Automatic on every rider anniversary based on highest MonthiversarySM
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1, 2
80+
75-79
65-74
59-64
5.75%
5.25%
5.00%
4.00%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
80+
75-79
65-74
59-64
5.75%
5.25%
5.00%
4.00%
Other Benefits
-
Annual Fee3, 9 (Single)
1.45%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Income Edge℠
Issue Age
0-85
Annual Compounding Growth
-
Steps Ups8
Automatic on every rider anniversary based on highest policy value.
Withdraw Options And Percentages
1-3 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2
80+
75-79
70-74
65-69
59-64
5.75%
5.50%
5.25%
5.00%
4.00%
4-6 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,6
80+
75-79
70-74
65-69
59-64
6.75%
6.50%
6.25%
6.00%
5.00%
7+ Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,15,16
80+
75-79
70-74
65-69
59-64
7.75%
7.50%
7.25%
7.00%
6.00%
Other Benefits
-
Annual Fee3 (Single or Joint)
1.35%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Choice® 1.6
Issue Age
0-85
Annual Compounding Growth12
5.25%
Steps Ups7
Automatic on every rider anniversary based on highest MonthiversarySM
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1,2
80+
75-79
70-74
65-69
59-64
6.0%
5.50%
5.20%
5.10%
4.00%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
80+
75-79
70-74
67-69
65-66
59-64
6.00%
5.50%
5.20%
5.10%
5.00%
4.00%
Other Benefits13
  • Income Enhancement
  • Rider Death Benefit
Annual Fee3, 4 (Single)
1.50%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Max®
Issue Age
0-855
Annual Compounding Growth12
7.2%
Steps Ups7
Automatic on every rider anniversary based on highest MonthiversarySM
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1, 2
80+
75-79
65-74
59-64
5.75%
5.25%
5.00%
4.00%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
80+
75-79
65-74
59-64
5.75%
5.25%
5.00%
4.00%
Other Benefits
-
Annual Fee3, 9 (Single)
1.45%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Income Edge℠
Issue Age
0-85
Annual Compounding Growth
-
Steps Ups8
Automatic on every rider anniversary based on highest policy value.
Withdraw Options And Percentages
1-3 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2
80+
75-79
70-74
65-69
59-64
5.75%
5.50%
5.25%
5.00%
4.00%
4-6 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,6
80+
75-79
70-74
65-69
59-64
6.75%
6.50%
6.25%
6.00%
5.00%
7+ Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,15,16
80+
75-79
70-74
65-69
59-64
7.75%
7.50%
7.25%
7.00%
6.00%
Other Benefits
-
Annual Fee3 (Single or Joint)
1.35%
Investment Options
Multiple Investment Options. Please see prospectus for details.