LIVING BENEFITS COMPARISON

Our innovative optional living benefits, available with a Transamerica variable annuity, set us apart. These benefits, often referred to as riders, can be added to our annuities and are designed to provide solutions to a variety of retirement income concerns.
Retirement Income Choice® 1.6
Issue Age
0-85
Annual Simple Growth1, 2
5.50%
Step-Ups7
Automatic on every rider anniversary based on highest MonthiversarySM.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.25%
4.75%
3.50%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
81+
65-80
61-64
5.25%
4.75%
3.50%
Other Benefits13
  • Income Enhancement
  • Rider Death Benefit
Annual Fee3, 4 (Single)
A - 1.85%

B - 1.40%

C - 0.95%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Max®
Issue Age
0-85
Annual Compounding Growth12
5.00%
Step-Ups7
Automatic on every rider anniversary based on highest MonthiversarySM.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1, 2
81+
65-80
59-64
5.50%
5.00%
3.75%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
81+
65-80
59-64
5.50%
5.00%
3.75%
Other Benefits
-
Annual Fee3, 4 (Single)
1.50%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Income Edge℠
Issue Age
0-85
Annual Compounding Growth
-
Step-Ups8
Automatic on every rider anniversary based on highest policy value.
Withdraw Options And Percentages
1-4 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.50%
5.00%
3.75%
5-9 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,6
81+
65-80
59-64
6.00%
5.50%
4.25%
10+ Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,15,16
81+
65-80
59-64
6.50%
6.00%
4.75%
Other Benefits
-
Annual Fee3 (Single or Joint)
1.45% Single Life

1.55% Joint Life
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Choice® 1.6
Issue Age
0-85
Annual Simple Growth1, 2
5.50%
Step-Ups7
Automatic on every rider anniversary based on highest MonthiversarySM.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.25%
4.75%
3.50%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
81+
65-80
61-64
5.25%
4.75%
3.50%
Other Benefits13
  • Income Enhancement
  • Rider Death Benefit
Annual Fee3, 4 (Single)
A - 1.85%

B - 1.40%

C - 0.95%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Retirement Income Max®
Issue Age
0-85
Annual Compounding Growth12
5.00%
Step-Ups7
Automatic on every rider anniversary based on highest MonthiversarySM.
Withdraw Options And Percentages (All States Except New York)
Attained
Age
Single Life
Withdrawal Percentage1, 2
81+
65-80
59-64
5.50%
5.00%
3.75%
Withdraw Options And Percentages (New York Only)
Attained
Age
Single Life
Withdrawal Percentage1, 10
81+
65-80
59-64
5.50%
5.00%
3.75%
Other Benefits
-
Annual Fee3, 4 (Single)
1.50%
Investment Options
Multiple Investment Options. Please see prospectus for details.
Transamerica Income Edge℠
Issue Age
0-85
Annual Compounding Growth
-
Step-Ups8
Automatic on every rider anniversary based on highest policy value.
Withdraw Options And Percentages
1-4 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2
81+
65-80
59-64
5.50%
5.00%
3.75%
5-9 Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,6
81+
65-80
59-64
6.00%
5.50%
4.25%
10+ Complete Living Benefit Years
Attained
Age
Single Life
Withdrawal Percentage1,2,15,16
81+
65-80
59-64
6.50%
6.00%
4.75%
Other Benefits
-
Annual Fee3 (Single or Joint)
1.45% Single Life

1.55% Joint Life
Investment Options
Multiple Investment Options. Please see prospectus for details.