VARIABLE ANNUITY COMPARISON

Variable Annuity Comparison

We offer one of the most comprehensive suites of annuities in the industry. Let our experience and forward-thinking solutions help you grow and protect your clients' assets at the most crucial stage of their lives.

Transamerica B-Share Variable Annuity
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 1.15% (Policy Value Death Benefit)
  • 1.30% (Return of Premium Death Benefit)
  • 1.50% (Annual Step-Up Death Benefit)
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment %
1
2
3
4
5
6
7
8+
8%
8%
7%
6%
5%
4%
3%
0%
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
Transamerica PrincipiumSM IV
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 0.85% (Policy Value Death Benefit)
  • 1.00% (Return of Premium Death Benefit)
  • 1.20% (Annual Step-Up Death Benefit)
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment %
1
2
3
4
5
6+
5%
4%
3%
2%
1%
0%
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts
Investment Option Management Fee
Please see prospectus for details
Transamerica AxiomSM III
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 1.00% (Policy Value Death Benefit)
  • 1.15% (Return of Premium Death Benefit)
  • 1.35% (Annual Step-Up Death Benefit)
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment %
1
2
3
4
5
6+
7%
6%
5%
4%
3%
0%
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
I-Share II
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 0.20% (Policy Value Death Benefit)
  • 0.30% (Return of Premium Death Benefit)
  • 0.60% (Annual Step-Up Death Benefit))
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
Unlimited
Surrender Charges
None
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
Transamerica B-Share Variable Annuity
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 1.15% (Policy Value Death Benefit)
  • 1.30% (Return of Premium Death Benefit)
  • 1.50% (Annual Step-Up Death Benefit)
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment %
1
2
3
4
5
6
7
8+
8%
8%
7%
6%
5%
4%
3%
0%
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
Transamerica PrincipiumSM IV
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 0.85% (Policy Value Death Benefit)
  • 1.00% (Return of Premium Death Benefit)
  • 1.20% (Annual Step-Up Death Benefit)
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment %
1
2
3
4
5
6+
5%
4%
3%
2%
1%
0%
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts
Investment Option Management Fee
Please see prospectus for details
Transamerica AxiomSM III
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 1.00% (Policy Value Death Benefit)
  • 1.15% (Return of Premium Death Benefit)
  • 1.35% (Annual Step-Up Death Benefit)
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment %
1
2
3
4
5
6+
7%
6%
5%
4%
3%
0%
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
I-Share II
Issue Age
0-90
Minimum Initial Premium
  • $1,000 (Qualified)
  • $5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), Lesser of $60,000 or IRS Contribution limit (Qualified)
Maximum Cumulative Premiums
  • $1,000,000 (0-80)
  • $500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1
  • 0.20% (Policy Value Death Benefit)
  • 0.30% (Return of Premium Death Benefit)
  • 0.60% (Annual Step-Up Death Benefit))
Annual Service Charge
$35 (but no more than 2% of policy value)
  • Waived if net premium or policy value equals or exceeds $100,000
Withdrawal Amount Available Without Surrender Charge
Unlimited
Surrender Charges
None
Annual Fund Facilitation Fee
Up to 0.60% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details