INSURANCE

Protecting what matters

At Transamerica, we’re dedicated to providing the solutions and support to help clients and their families pursue long-term wellness, both financially and physically. Your clients work hard to provide for their families — their wealth + health deserve protecting. That's when they look to you.

Extend your value with Transamerica's wide range of flexible insurance solutions. It's the essential protection your clients can count on, no matter where life takes them.

More than four in five people say it would be very valuable for a financial professional to consider their health when building their financial strategy.
- Luntz Global Partners/Transamerica Wealth and Health Survey, 2016

Life insurance

Put simply, life insurance could be the most important purchase your clients ever make. That’s why we offer a wide variety of solutions from term to universal, and everything in between.

Whole life insurance

Whole life is the most common way your clients can help protect their families' long-term financial security.

Term life insurance

Term life insurance typically offers life insurance for a lower premium – an ideal choice for young families on a tight budget.

Universal life insurance

Universal life insurance offers both the protection of term insurance as well as a savings element, like whole life.

Variable universal life insurance

Variable universal life offers premium payment flexibility with the ability to allocate net premiums to investment options.

Index universal life insurance

A truly flexible product, index universal life insurance combines the death benefit of traditional life insurance with the ability to accumulate cash value over time.

Final expense life insurance

Transamerica’s final expense life insurance can help save families from sacrificing their savings during an especially trying time.

More protection

To ensure all your clients' bases are covered, we offer several additional insurance solutions.

Medicare solutions

Medicare Supplement insurance (also known as Medigap) can help pay some of the out-of-pocket health costs that Original Medicare might not cover, like copayments, deductibles, and coinsurance.

Connections that make a difference

When you work with Transamerica, you're connected to a global network of support unlike any other. Wherever you want to go next, Transamerica has the resources to help get you there.
World Financial Group (WFG) is a financial services marketing company that provides middle-income families access to time-tested financial tools that have helped change the lives of countless families. The company's independent associates, through WFG's affiliated companies, advocate the power of choice for their clients, offering products from many industry-leading companies.
 
As an associate, you are an independent business owner backed by the marketing and administrative services available from the WFG Executive Headquarters. Additionally, experienced field leaders who have built their own financial services business from the ground up offer ongoing support to new associates.
Transamerica Brokerage is a marketing and distribution unit that supports Independent Marketing Organizations (IMOs), Brokerage General Agencies and Independent Producers/Agents, in the U.S. and Canada, with the distribution of life insurance (Term, UL, IUL, Final Expense), and long term care. Transamerica Brokerage has a diverse sales and marketing support team, with an expert team of advanced marketing consultants, plus significant experience in senior and direct markets. Transamerica Brokerage has many innovative tools and sales strategies that help our partners sell, communicate, and grow their businesses so clients can protect their families and dreams.
Transamerica Financial Advisors, Inc. (TFA) is a full service, registered independent broker/dealer and Registered Investment Advisor with decades of experience in the securities industry. We currently have more than $27 billion in customer assets, with over 4,700 Registered Representatives serving clients nationwide.
 
At TFA, we focus on creating, growing, and managing wealth through a range of financial products and services. One of our company's visions is "to enhance the present and future economic well-being of our representatives." In a very competitive and dynamic industry, Registered Representatives at TFA have unmatched opportunities to grow professionally as well as personally. If you have any questions, please contact our Recruiting Department at TFARecruiting@aegonusa.com.

At Transamerica Agency Network, we believe that everybody deserves to feel confident about the future. Whether you’re new to the business or an industry veteran, we’ve got it all — including one of the most recognized names in the insurance industry. Throughout your career you'll be provided professional development opportunities for ongoing education, advanced professional designations, and management development to build your reputation. In helping others achieve their dreams, you will also be building yours.

What does 2018 have in store for insurance?

Explore topics from top academic, industry, and independent professionals in The New Age of Advice.
Surprising Social Security stats
Protection Courtney Harris
Why It Matters: 
According to AARP Social Security Planning in 2015 and Beyond
  • Only 16% of people 45-64 turn to their financial professional for information of Social Security.
  • 39% expect Social Security may make up 50% of your client’s retirement income.
  • Only 9% of future beneficiaries claim to be knowledgeable on Social Security’s benefits.
Job-hopping clients could really use your help
Investments Aaron Lopez
Why It Matters:  
  • Clients may benefit from consolidating multiple retirement accounts from former employers.
  • Rolling 401(k) assets into an IRA isn’t always the best option.
  • Weighing the pros and cons of an IRA rollover will help clients make the best decision for their situation.
When powers of attorney aren't enough (Social Security)
Protection Chase Squires
  • Why It Matters: 
    • Rules over powers of attorney and health care directives can vary by state.
    • Clients handling a loved one’s Social Security benefits need to become a representative payee through the agency.
    • You can help clients understand what designations they’ll need now, before there’s a need.
2018 Medicare costs at a glance
Protection Catherine Tsai
  • Why It Matters:  
    • Medicare Part B premiums can be more than $400 per month for even more of your wealthiest clients in 2018.
    • Clients might need your help finding income streams to pay for deductibles, copays, coinsurance, and services that Medicare doesn’t cover.
    • Managing income streams in retirement could help your clients avoid paying the highest rates for Medicare premiums.
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