Foreign Nationals

Legacy protection

Preparing today can help your clients keep their legacy intact

Foreign nationals are a growing demographic in the United States. Many who regularly visit, do business, or own a property in this country, may be unaware of the potential tax exposure they face. Their estates may be subject to substantial taxation. U.S. dollar-denominated life insurance can be used to help pay estate taxes and protect the quality of life for their family.

Transamerica understands this select customer

  • We have over 100 years in the insurance business, 20 of those in the foreign nationals' market
  • We were one of the first to focus on international underwriting with a dedicated team available to discuss cases
  • You get the option of term and permanent life insurance that you won't find with other carriers
  • Qualified residents of A and B countries are eligible for our best risk classes

We make it easy to do business with us

You will have a team of knowledgeable and experienced underwriters at your service and can look forward to fast turnaround times.

Key program highlights

Preparing today can help your clients keep their legacy intact tomorrow. Here is how it works:
  • Term and permanent life insurance available
  • Minimum $1MM death benefit
  • Retention and autobind is $25MM


  • Minimum global net worth = $1MM
  • Third party financials over $3MM death benefit
  • Inspection reports over $10MM death benefit


  • Up to best class for A and B countries
  • Available to qualified residents of 47 countries
  • A clear definition of required U.S. ties

Get started

Why Transamerica

We're committed to helping families build a solid foundation for today and tomorrow. Partner with an A+ rated company.* Learn more:

Contact Transamerica to get started

Call today to speak to a designated foreign nationals insurance sales specialist to help you explore your opportunities. You can receive materials, connect with a foreign nationals underwriter, schedule a face-to-face appointment and receive advice on your specific situation.