Financial Insights
This changing world is filled with new opportunities.
It also requires planning for longer lives so people can live them to the fullest. That's where we come in. Transamerica offers research-based tools, education, and guidance that work in people's real lives today and anticipate an evolving future.
Advanced Markets
A powerful resource at your fingertips
From time to time, financial professionals need help growing their business or even supporting clients who have more complex financial situations. That’s where our Advanced Markets team can step in. They can offer financial professionals strategic guidance on retirement, estate, and tax strategies.
See examples of our guidance
Planning for individuals
The right life insurance policy may serve as the foundation for a client’s overall financial plan, in addition to helping them leave a legacy.
Planning for business
Life insurance can play an important role in empowering business owners and entrepreneurs to protect and grow their businesses.
Tax Facts at a Glance
From tax brackets to 401(k) contribution limits, keep up-to-date with important tax information with the 2024 version of Tax Facts at a Glance.
Financial market insights
Advisors need to help clients make informed decisions about their financial goals, and access to timely market knowledge is key to doing that. Transamerica Asset Management, Inc. Chief Investment Officer Tom Wald is committed to sharing his insight and analysis, drawing on more than 30 years of expertise. He publishes relevant articles throughout the year, as well as a mid-year and year-end Market Outlook. Tom’s Market Pulse podcast gives updates on key capital market trends, and new episodes are released every other month.
Our partners in research
Teaming up on tomorrow’s solutions
People need to make informed decisions as their financial journeys evolve. That’s why we collaborate with leading institutions like Massachusetts Institute of Technology (MIT) and Georgetown University. These partnerships help create better-informed product development, solutions, and educational resources for a world where people are living longer.
MIT AgeLab
MIT’s AgeLab is working to understand the challenges and opportunities that changing longevity and lifestyles create. Tapping into this wealth of knowledge helps us better support financial professionals with the solutions they need to help people navigate longer retirements.
The Planning for Longevity Advisory Network (PLAN)
Longer life changes everything, especially retirement. MIT AgeLab is working to better understand the future of advice in the global longevity economy. An important part of that involves learning from financial and retirement planning professionals from around the world.
Hearing firsthand from caregivers
Understanding the needs and experiences of caregivers is an essential part of MIT AgeLab’s research. To do that, they launched an online panel giving caregivers around the world a voice. We’re proud to have spearheaded this effort with MIT, and to align our work with its findings so we can better serve caregivers and their families.
Understanding the impact of longevity on work, finance, and well-being
Longevity. It’s an evolving dynamic — a promising pattern — that opens new doors to new conversations about life stages, retirement planning, and advice. Our research collaboration with MIT AgeLab will better inform financial professionals and employers on ways to help their clients and employees live longer, and better.
Georgetown University AgingWell Hub
Older adults and their caregivers have new and evolving needs for products and services. Georgetown University, in partnership with Philips, NA and others, created the AgingWell Hub to help uncover those needs. This research collaborative also works to bring critical insight to the financial services industry.
Cost of Caring for Alzheimer’s Calculator
The unknown can be easier to navigate when people are informed. We funded this interactive tool. It helps people better understand the out-of-pocket costs that can come with caring for someone who has Alzheimer’s disease or other dementias.
The Pandemic’s Perfect Storm: Examining COVID-19’s Impact on Gen Z and Millennials
We co-funded surveys that look at the economic realities young adults faced during the first two years of the pandemic. Though the outlook for these generations is complicated, the surveys found that the pandemic has changed young adults’ attitudes about work and finances.
Transamerica retirement and employee benefits research
Americans are working and living longer. That’s why we’re conducting research that will help guide us through evolving challenges and opportunities. We’re dedicated to understanding the future of retirement, and how employers can make the most of their workplace benefits to help employees succeed — no matter what tomorrow brings.
Insights from tomorrow
The way people work and what they expect from their employers continues to evolve, making it a good time to be forward-thinking. That’s why we initiated our Prescience 2026 Council in June 2022, in partnership with EACH Enterprise. This panel of experts will forecast trends in retirement benefit programs for 2026.
Retirement trends in higher education
See how respondents to our 2023 survey of higher education institutions structure their benefits to help faculty and staff address their specific challenges.
Managed Accounts in Retirement Plans white paper
Managed accounts can overcome some key challenges participants face when saving for retirement. Read results for our research on these data-rich investments.
Transamerica Institute®
Transamerica Corporation is the only major financial services company in the U.S. that has established a nonprofit organization dedicated to research and outreach. Transamerica Institute® is a nonprofit, private foundation that conducts research and educates the public about retirement security and the intersections of health and financial well-being. It’s the parent organization of Transamerica Center for Retirement Studies® (TCRS), which conducts one of the largest and longest-running annual retirement surveys of its kind. Transamerica Institute and TCRS conduct extensive demographic research identifying opportunities that can help improve lives.
How are U.S. workers preparing for retirement?
Transamerica Center for Retirement Studies® delves into the financial situation and retirement outlook of U.S. workers across a wide range of demographic segments, with an eye toward enhancing retirement security and strengthening the retirement system.
How are employers addressing the evolving workplace?
Employers are navigating new realities and adapting to the changing needs of their employees. Research from the Transamerica Institute® examines employer business practices, benefit offerings, and adoption of best practices for today’s diverse and multigenerational workforce.
What does retirement mean to different generations?
Workers across generations — Baby Boomers, Generation X, Millennials, and Generation Z — are envisioning long and purposeful lives. How do these different age groups view retirement, and how are they preparing for it? TCRS research examines the commonalities, differences, and opportunities for all.
What does retirement look like for women?
Transamerica Center for Retirement Studies® conducts extensive research on the gender gap and the retirement-related risks encountered by women. These studies offer recommendations for policymakers, employers, and individuals for improving women’s retirement security.
Resources for financial professionals and their clients
We consistently create content for financial professionals to share with their clients and tools to help grow their business. This comprehensive library of resources is updated regularly.
Resource Center
Find engaging and interactive content on topics ranging from specific financial products to health, wellness, and more.
Knowledge Place
Browse a robust collection of educational articles, videos, and quizzes exploring timely personal finance topics and market insights.
Our podcasts
People are busier than ever these days. So we created a suite of podcasts that help everyone tap into timely financial insight on the go. Our podcasts feature thought leaders in investment management, annuities and asset management, advanced financial planning strategies, life insurance, retirement research, and more.
Market Pulse with Tom Wald
Check in with our Chief Investment Officer for insight and analysis on the economy and markets, drawing on Tom’s three decades of industry experience. New episodes are released every other month.
ClearPath – Your Roadmap to Health & Wealth℠
CEO and president of nonprofit Transamerica Institute® Catherine Collinson and host Al Waller explore issues related to health, employment, financial literacy, and retirement.
Retirement Repair Shop
It’s never too late to tune up a retirement savings strategy. Episodes examine the financial outlook for women, the impacts of COVID-19, behavioral finance, and more.
More than Money
Longer lifespans lead to longer retirements — and that means people need to consider the costs of health and wellness in new ways. This series features experts from a range of fields and asks them to look at the evolving intersection of health and money.
To learn more about Transamerica, visit our newsroom or financial strength page.