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A variable annuity is a long‐term investment product that can play a crucial role in your overall financial strategy by providing a steady stream of income during retirement. It is a contract between you and an insurance company in which you agree to make a lump‐sum payment, or a series of payments. In return, it provides you with guaranteed lifetime payout options, death benefit options and tax-deferred treatment of earnings.
Retirement Income Max® gives you guaranteed growth and protection on the way to retirement and guaranteed lifetime income through retirement.
Retirement Income Choice® 1.6 offers you the guarantees you need to feel confident about retirement with the ability to customize a strategy that best fits your needs.
Variable annuities contain underlying investment options that are subject to market fluctuation, investment risk, and possible loss of principal. All guarantees, including optional benefits, are backed by the claims-paying ability of the issuing insurance company. Certain conditions and limitations apply.
67% of Americans are worried about funding their retirement, tying an all‐time high
Gallup, April 12, 2012.
How do variable annuities work? How can they help your retirement plan? Get the answers to these questions and more.