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What is a variable annuity?
A variable annuity is a long‐term investment product that can play a crucial role in your overall financial strategy by providing a steady stream of income during retirement. It is a contract between you and an insurance company in which you agree to make a lump‐sum payment, or a series of payments. In return, it provides you with guaranteed lifetime payout options, death benefit options and tax-deferred treatment of earnings.
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67% of Americans are worried about funding their retirement, tying an all‐time high
Gallup, April 12, 2012.