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Variable Annuity Comparison


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You've worked hard for your financial future. Now you want to secure it. Our variable annuities and living benefits help you focus on where you want to be, not what stands in your way.

The Transamerica Variable Annuity Series products include B-Share, L-Share, C-Share and X-Share.

Select products to compare:

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B-Share
View product
Issue Age
0-89 Annuitant and/or Owner
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified), 
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

1.15% (Policy Value Death Benefit)

1.30% (Return of Premium Death Benefit)

1.50% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment%
18%
28%
37%
46%
55%
64%
73%
8+0%
  
  
Annual Fund Facilitation Fee
Up to 0.30% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
C-Share
View product
Issue Age
0-89 Annuitant and/or Owner
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

1.55% (Policy Value Death Benefit)

1.70% (Return of Premium Death Benefit)

1.90% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
Unlimited
No Surrender Charges

Annual Fund Facilitation Fee
Up to 0.30% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
L-Share
View product
Issue Age
0-89 Annuitant and/or Owner
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

1.50% (Policy Value Death Benefit)

1.65% (Return of Premium Death Benefit)

1.85% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment%
18%
28%
37%
46%
5+0%
  
  
  
  
  
Annual Fund Facilitation Fee
Up to 0.30% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
X-Share
View product
Issue Age
0-89 Annuitant and/or Owner
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

1.50% (Policy Value
Death Benefit)

1.65% (Return of Premium Death Benefit)

1.85% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment%
19%
28%
37%
46%
55%
64%
73%
82%
91%
10+0%
Annual Fund Facilitation Fee
Up to 0.30% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
O-Share
View product
Issue Age
0-85 Annuitant and/or Owner
Minimum Initial Premium
$10,000 (Qualified and non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

0.90% (Return of Premium Death Benefit)

1.10% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
10% of remaining premiums still subject to premium based charges that have not been previously withdrawn in the current policy year plus all remaining premiums no longer subject to premium based charges
Premium Charge Schedule3
Cumulative Premium RangePremium Based Charge %
Less than
$50,000
5.00%
$50,000 to less than $100,0004.50%
$100,000 to less than $250,0003.50%
$250,000 to less than $500,0002.50%
$500,000 to less than $1,000,0002.00%
$1,000,000 and greater1.25%
Annual Fund Facilitation Fee
Up to 0.30% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
Principium III
View product
Issue Age
0-90 Annuitant and/or Owner
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

0.85% (Policy Value Death Benefit)

1.00% (Return of Premium Death Benefit)

1.20% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment%
15%
24%
33%
42%
51%
6+0%
  
  
  
  
Annual Fund Facilitation Fee
None
Investment Option Management Fee
Please see prospectus for details
Axiom II
View product
Issue Age
0-90 Annuitant and/or Owner
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

1.00% (Policy Value Death Benefit)

1.15% (Return of Premium Death Benefit)

1.35% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment%
15%
24%
33%
42%
51%
6+0%
  
  
  
  
Annual Fund Facilitation Fee
Up to 0.30% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
Advisor Elite II
View product
Issue Age
0-90 Annuitant and/or Owner
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

0.45% (Policy Value Death Benefit)

0.60% (Return of Premium Death Benefit)

0.80% (Annual Step-Up Death Benefit)

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
Unlimited
No Surrender Charges

Annual Fund Facilitation Fee
Up to 0.30% annualized fee assessed daily as a percentage of the value of certain subaccounts.
Investment Option Management Fee
Please see prospectus for details
Retirement Income Plus
View product
Issue Age
0-85 Annuitant and/or Owner
65-85 Annuitant and/or Owner in NY
Minimum Initial Premium
$1,000 (Qualified)
$5,000 (Non-qualified)
Minimum Subsequent Premiums
$50
Maximum Subsequent Premiums (per policy year after 1st policy anniversary)
$25,000 (Non-qualified),
Lesser of $60,000 or IRS
Contribution limit (Qualified)
Maximum Cumulative Premiums
$1,000,000 (0-80)
$500,000 (Over age 80)
Annual Mortality and Expense Fee and Administrative Charge (M&E&A)1

1.30% M&E&A

1.25% Living Benefit fee4

Annual Service Charge
$502
Withdrawal Amount Available Without Surrender Charge
10% of gross premium3
Surrender Charge Schedule
Years Since Premium Payment%
18%
28%
37%
46%
55%
64%
73%
8+0%
Annual Fund Facilitation Fee
None
Investment Option Management Fee
Please see prospectus for details