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Protect your loved ones, and yourself, from "What if ...?"

Get an Accidental Death Insurance Quote.

Accidental Death Insurance

Peace of mind when the unthinkable happens.

With accidental death insurance, you can help alleviate the financial responsibility your loss could have on your family and loved ones. Your loved ones could be financially protected in the case of a covered accidental death, allowing them to focus on the emotional aspect, not the financial burden.

What is accidental death insurance?

Accidental death insurance provides a death benefit, which is a guaranteed amount paid to your beneficiaries if you are killed in a covered accident. This benefit is payable on its own or in addition to your life insurance coverage. Accidental death insurance also provides monetary support in the case of a covered accident that leaves you without vision or a limb.

Anyone can purchase accidental death insurance from Transamerica—there is no medical exam or evaluation required. You may purchase accidental death insurance on its own or with another type of insurance policy.

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Accidental death statistics.

According to the National Safety Council, unintentional injuries have ranked as the fifth leading cause of death since 1991 in the United States.* The following are three common causes of unintentional deaths for which an accidental death insurance policy can pay a death benefit: 

  • Unintentional fall deaths
  • Motor vehicle traffic deaths
  • Unintentional poisoning deaths

Accidental death policies from Transamerica.

Transamerica’s accidental death policies provide your family with financial assistance when it is needed. The amount of coverage doubles if the accident is caused by a common carrier, such as trains or buses. Here are our two accidental death insurance policy options:

  • Plan A pays a benefit equal to $250,000 for a covered accidental death. This benefit will double to $500,000 for common carrier accidents. 
  • Plan B pays a benefit equal to $125,000 for a covered accidental death. This benefit will double to $250,000 for common carrier accidents.

Many people choose the added protection of the family option, which offers an additional $125,000 payout on a covered death of your spouse, and $5,000 payout on a covered accidental death of your children for Plan A. For Plan B, the option pays out $75,000 on a covered death of a spouse and $5,000 on a covered accidental death of any children.

This policy contains exclusions, limitations, reduction of benefits and terms under which the coverage may be continued in force or discontinued.

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Get an accidental death insurance quote.

For over 100 years, our company has helped protect the financial futures of people just like you. Much of life is left to chance, but the financial future of your loved ones does not need to be. Give your family the financial protection they deserve with accidental death insurance.