Father and daughter
Protection for the "what-if's?"

Get an Accidental Death Insurance Quote.

Accidental Death Insurance

Don't let the unthinkable take away your peace of mind.

With accidental death insurance, you can help alleviate the difficulties  your loss could have on your family and loved ones. Because you want them to focus on fulfilling their lives, not dealing with an unforeseen burdens.

What is accidental death insurance?

Accidental death insurance provides a death benefit, which is the amount paid to your beneficiaries if you are killed in a covered accident. This benefit is payable regardless of your other insurance coverage. Accidental death insurance also provides a benefit in the case of a covered accident that leaves you without vision, hearing or a limb.

Anyone can purchase accidental death insurance from Transamerica—there is no medical exam or evaluation required. You may purchase accidental death insurance on its own or with another type of insurance policy.

City scene

Accidental death statistics.

According to the National Safety Council, unintentional injuries have ranked as the fourth leading cause of death in the United States.* The following are three common causes of unintentional deaths for which an accidental death insurance policy can pay a death benefit: 

  • Unintentional fall deaths
  • Motor vehicle traffic deaths
  • Unintentional poisoning deaths

Accidental death policies from Transamerica.

Transamerica’s accidental death policies may provide your family with assistance when it is needed. The amount of coverage doubles if the accident is caused by a common carrier, such as trains or buses. Here are our two accidental death insurance policy options:

  • Plan A pays a benefit equal to $250,000 for a covered accidental death. This benefit will double to $500,000 for common carrier accidents. 
  • Plan B pays a benefit equal to $125,000 for a covered accidental death. This benefit will double to $250,000 for common carrier accidents.

Many people choose the added protection of the family option, which offers an additional $125,000 benefit on a covered death of your spouse, and $5,000 benefit on a covered accidental death of your children for Plan A. For Plan B, the option has a benefit of $75,000 on a covered accidental death of a spouse and $5,000 on a covered accidental death of any children.

This policy contains exclusions, limitations, reduction of benefits and terms under which the coverage may be continued in force or discontinued. Coverage may not be available in all states.

Customer Service image

Get an accidental death insurance quote.

For over 100 years, we've been helping people like you take steps to build wealth and wellness. Much of life is left to chance, but the future of your loved ones does not need to be. Give your family the protection they deserve.