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Prepare Your Loved Ones for Final Expenses
senior lake fishing - final expense insurance

Final Expense Life Insurance


Term LifeWhole LifeUniversal Life
Variable Universal LifeAccidental DeathFinal Expense Life

Compensation for an untimely death or dismemberment.

Losing a loved one is an extremely difficult experience. Picking up the pieces while dealing with the accompanying emotions can be stressful. There are also many expenses associated with death that can, on average, exceed $8,000. Without a final expense life insurance policy, most families have a hard time coming up with these funds quickly.

Final expense life insurance can save families from having to withdraw from their savings or sell precious assets to come up with the necessary funds required to bury a loved one.

Talk to an agent about final expense coverage >


What is final expense life insurance?

HOW MUCH DO FUNERALS COST? 
Casket and Vault$3,693
Basic Services Fee$1,975
Facilities Charge$895
Embalming$695
Preparation of Body$225
Service Car/Van$130
Hearse$295
Transfer of Deceased$285
Memorial Service$150
TOTAL AVERAGE EXPENSES$8,343*
Other cash payments, such as cemetery plot, headstone, etc. are not included in the above.

While most people don't like to talk about end-of-life issues, it is important to plan for them. Expenses associated with death, such as caskets and embalming, can have a substantial financial impact on those you love. Final expense life insurance, can help protect loved ones from having to pay these costs out of pocket.

In 2012, the average funeral can exceed $8,000. In most cases, a basic funeral service will include a memorial, death certificates for the deceased, and housing the remains. In addition to those costs, there are also charges involved for goods and services, such as transportation, preparation and embalming, use of the funeral home, a casket and headstone, a burial plot, gravesite, the burial service or alternatively, cremation. There may also be additional costs, such as flowers and the printing of memorial cards.



Social Security only pays a lump final expenses sum of $255 for those who qualify.

Final expense life insurance policies from Transamerica.

Purchasing a final expense life insurance policy through Transamerica is easy, and your age and health may not affect your approval for coverage. We offer the following three policies:

  • Immediate solution
  • 10 pay solution
  • Easy solution

Advantages of Transamerica's final expense life insurance policies:

  • No waiting period for coverage to begin.
  • No increase in premium due to age.
  • Continuation of coverage (provided that premiums are paid).

Get a final expense life insurance quote.

All situations are different, so it’s important to determine the right amount of coverage for your specific needs. Working with an experienced Transamerica agent can help you come up with the ideal plan for your needs and family.

Connect with a Local Agent Today >