|Term Life||Whole Life||Universal Life|
|Variable Universal Life||Accidental Death||Final Expense Life|
Term life insurance is typically the most affordable life insurance product available to you. With its lower premium rates compared to permanent life insurance, term life is a great way to protect your family’s financial future from the loss of a breadwinner. As a result, many people make term life their first life insurance purchase.
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Term life insurance is a life insurance that provides financial coverage for a specific period of time, which is called a term. If the worst should happen and you pass away during the term of your policy, Transamerica will pay out the full amount of your insurance coverage, known as a death benefit, in either a lump-sum payment or a monthly payout.
If you do not pass away during the time you have coverage, your policy expires and you will not receive your death benefit payout. Your policy may be converted to a new policy at the end of your term, although your premiums may increase.
Many choose term life insurance to help their family with a variety of financial needs in the event of an expected death.
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At Transamerica, you have the choice of several flexible term life insurance policies. Transamerica term life policies offer term periods ranging from 10 to 30 years separated by five-year increments and can provide your family with financial protection anywhere from $25,000 up to $1,000,000. Most of our policies require a medical exam, but if a person is under a certain age and coverage amount, they can get term life insurance without a medical exam - based on health questions on the application.
These are our core product offerings and each can be set for 10, 15, 20, 25 or 30-year terms:
1Trendsetter® Super Series are term life insurance policies issued by Transamerica Life Insurance Company, Cedar Rapids IA 52499 (Policy Form Nos. 1-322 11-107, 1-306 11-107, 1-305 11-107, 1-304 11-107, 1-303 11-107, and 1-334 11-107). Premiums increase annually for Trendsetter Super YRT, and beginning in year 11 for the 10- year policy, in year 16 for the 15-year policy, in year 21 for the 20-year policy, in year 26 for the 25-year policy, and in year 31 for the 30-year policy. Policy forms and numbers may vary, and these policies may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.
2Trendsetter® LB is a term life insurance policy issued by Transamerica Life Insurance Company, Cedar Rapids, IA 52499. Policy Form No. TL19. Premiums increase annually beginning in year 11 for the 10-year policy, in year 16 for the 15-year policy, in year 21 for the 20-year policy, in year 26 for the 25-year policy, and in year 31 for the 30-year policy. Policy form and number may vary, and this policy and riders with the policy may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.
Since 1906, Transamerica has been helping to protect the financial future of millions of Americans. Over a century later we are one of the nation’s leading life insurance companies. We have survived multiple financial crises and should the worst happen, we will be there financially. Let us provide you and your family with the protection you need at an affordable price with term life insurance.
Fill out our quote form and a Transamerica representative will contact you within two business days. You will learn about your available coverage options, as well as the next steps in the process.
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If you wish to speak directly with a representative, you can call us anytime at 1-800-771-1839.
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