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Protect your family for a set amount of time with term life insurance.

Term Life Insurance Policies


Term LifeWhole LifeUniversal Life
Variable Universal LifeAccidental DeathFinal Expense Life

Find a term life policy that's right for your family.

Transamerica’s term life policies are flexible, both in the amount of coverage and available term periods. Choosing the right policy for your family truly depends on your own unique financial situation. Our insurance agents can help make sure that your term life insurance policy meets your specific needs. Obtain a term life insurance policy quote for a Transamerica policy or contact an agent today at 1-855-288-4181.


Term life insurance policies from Transamerica.

Transamerica offers two different term life insurance policies:

  1. Trendsetter® Super Series
  2. Trendsetter® LB

Trendsetter® Super: A convertible term life policy.

Trendsetter Super is a term life insurance policy that provides up to $1,000,000 in coverage. The amount of coverage that you ultimately select is guaranteed to remain the same throughout the entire initial term period. At the end of the term, you may be able to convert the policy to a universal life insurance policy without having to undergo additional medical exams - based on health questions on the application.

Read more information on Trendsetter Super >

Trendsetter® LB: A term life insurance policy with living benefits.

The Trendsetter LB policy offers death benefit protection, up to $1,000,000, but also provides living benefits. These living benefits provide the option to receive an accelerated death benefit in the event of a qualifying chronic, critical or terminal illness, while the insured is alive.

Read more information on Trendsetter Living Benefits >


Death benefit options for your policy.

Depending on your policy and insurance needs, your term life insurance death benefit can decrease, stay the same or increase in value.

  • Decreasing term: The money left to your beneficiaries decreases over time and generally corresponds to a loan or debt payment, such as a mortgage.
  • Level term: The money left to your beneficiaries remains the same over the term of your policy. Level term is ideal for people who want a fixed amount of death benefit. 
  • Increasing term: The money left to your beneficiaries increases over the term of your policy. This policy is beneficial for people who anticipate having larger expenses later in life.

Determine the term period of your policy coverage.

Term life insurance policies are offered in many different term periods. At Transamerica, we offer five different term periods:

  • 10 years
  • 15 years
  • 20 years
  • 25 years
  • 30 years

Your goals will typically determine the term period of the policy you choose. For example, a 30-year policy may be ideal for someone who, in the event of their death, wishes to ensure that their home mortgage is paid off, while a 10-year policy may better suit the needs of a parent who wants to cover their child's college costs.

Find answers to other term life FAQs >


What is the best term life policy for me?

There’s no one-size-fits all policy. The best way to determine your ideal term life insurance policy is have an open, honest dialogue with a Transamerica insurance agent. They have the knowledge to make sure your family’s financial needs are protected.

At Transamerica, we want to make it as easy as possible to find the policy that suits your specific needs.

Start the process now by getting a term life insurance quote