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Find a universal life policy for you.

Universal Life Insurance Policies

Term LifeWhole LifeUniversal Life
Variable Universal LifeAccidental DeathFinal Expense Life

What policy is best for you?

You've decided that universal life (UL) insurance may be a good option for you and your family. Now it's a matter of deciding which UL policy is the best for you. At Transamerica, we offer multiple policies to ensure lifelong protection for your family.

Universal Life Policies from Transamerica

Transamerica offers the following types of universal life insurance products:

  • Index universal life insurance: Index universal life insurance offers flexible insurance premiums combined with an index account. The index account provides the potential for earnings based on an index.
  • Group universal life insurance: Universal life insurance provided through employers for a number of individuals.
  • Variable universal life insurance: Inclusive variable universal life insurance that allows for the cash-value portion of your policy to be invested.

Depending on the policy you choose, your policy’s death benefit can stay the same, or increase or decrease over time. While universal life policies typically do not provide the same guarantees as whole life insurance, their flexibility makes them an ideal planning tool.

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