Whether you are building your first portfolio or nearing retirement, successful strategies can be made by choosing the right mix of investments for each life stage.
Investing For All Life Stages
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A key part of investing is knowing how long you have to reach your goal. Whether you are building your first portfolio or nearing retirement, successful strategies are made by choosing the right mix of investments for each life stage.
Long-Term Goals (More Than Ten Years)
If your financial goal is more than a decade away, you will find that most investment options are available to you. Traditionally, you are likely to make more money by carefully investing in asset classes with greater risk, such as stocks and bonds. With more time to meet your goals, you have a good chance of being able to ride out market downturns and watch short-term losses eventually be offset by future gains. For many investors, this means allocating most of the principal you set aside for long-term goals to growth investments, such as stock mutual funds. While past performance is no guarantee of future results, historical returns consistently show that a well-diversified stock portfolio can be the most rewarding over the long term. We know that life takes both expected and unexpected turns. Each of us is likely to encounter one or more major life events, all of which require significant financial resources, such as getting married, having a baby, buying a house, facing a medical emergency or funeral costs. With the help of a financial professional, you can build a diversified portfolio that can help you achieve your financial goals and build stronger financial security.