Transamerica Personalized Portfolios uses NextCapital's advanced algorithm and digital investment advice platform to create and manage your IRA.
The portfolios are created by tapping into the largest and most established U.S. retirement funds that meet a strict qualifying criteria. Your portfolio is further enhanced and customized with additional information about you, your present financial situation, and what you want in your future.
Results derived from this tool may vary with each use and over time. Read more about NextCapital Advisers, Inc. Retirement Planning Advice at the bottom of the page. The Transamerica Personalized Portfolios utilize Models, algorithms and/or calculations ("Models") developed by NextCapital, which have inherent risks. Models may incorrectly forecast future behavior or produce unexpected results resulting in losses. The success of using Models depends on numerous factors, including the validity, accuracy and completeness of the Model’s development, implementation and maintenance, the Model’s assumptions, factors, algorithms and methodologies, and the accuracy and reliability of the supplied historical or other data. If incorrect data is entered into even a well-founded Model, the resulting information will be incorrect. Investments selected with the use of Models may perform differently than expected as a result of the design of the Model, inputs into the Model, or other factors. The principal value of the portfolio is never guaranteed. Investment return and principal value will fluctuate with market conditions, and you may lose money.