An answer for unexpected expenses

We look at life as if the best is yet to come, but it’s still wise for people to plan ahead for final expenses so their loved ones can rest easily. They can use fast and easy options to help protect their families from unexpected financial burdens associated with final expenses.

Transamerica’s Final Expense Solution Portfolio provides level premium whole life insurance policies with face amounts from $1,000 to $50,000 and a guaranteed death benefit. *

A better strategy for all

With Transamerica’s Final Expense Solutions Portfolio, customers get quality, hassle-free protection from a highly rated carrier, and agents get a smart and simple business process.

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Accuracy

Simplified electronic application helps make submissions easier and more accurate.

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Speed to issue

No medical exams or labs, automated underwriting, and fast case placement.

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Easy and seamless experience

The customer quickly gets the coverage they need, and the agent benefits from quick placement and the ability to track their business all in one portal. 

Modern Tools of the Trade for Agents

Electronic Application

The iGO e-App® makes applying for life insurance easy. With intuitive fields that reflect how agent-client meetings proceed, the e-App helps ensure every submitted application is in good order. It can reduce cycle time and case requirements by eliminating hold ups for illegibility, incomplete fields, and changes that are not initialed and dated. The e-App also offers access to the benefits of automated underwriting.

Automated Underwriting

Experience an improved underwriting process without having to know all the rules. Express Protect Underwriting℠ happens in near-real time. Decisions about risk classes and premiums are rendered shortly after applications are submitted, and there’s the potential to receive same-day policy approvals.

This is life insurance. This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds of this life insurance for any purpose, unless otherwise directed.

The face amount of this life insurance is not guaranteed to increase at the same rate as the costs of a funeral increase.

Transamerica Financial Life Insurance Company is authorized to conduct business in New York. Transamerica Life Insurance Company is authorized to conduct business in all other states.

Immediate Solution 121 , 10 Pay Solution and the Easy Solution are whole life insurance policies issued by Transamerica Financial Life Insurance Company, Harrison, NY 10528 in New York or by Transamerica Life Insurance Company, Cedar Rapids, IA 52499 in all other jurisdictions. Policy form and number may vary, and this product and riders may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting.

In most states, in the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.