Possibilities for Tomorrow

Transamerica companies

The Transamerica companies offer a wide array of innovative financial services and products with a common purpose. Regardless of the distribution method, our mission is to help individuals, families, and businesses build, protect, and preserve their hard-earned assets. With more than a century of experience in various businesses, we have built our reputation on solid management, sound decisions, and consumer confidence.

The Transamerica companies are wholly owned subsidiaries of AEGON N.V. generally comprising the businesses in North America. AEGON N.V. is a publicly traded international life insurance, pension, and asset management organization based in The Hague, The Netherlands, with businesses in over twenty markets in the Americas, Europe, and Asia serving over 40 million customers across the globe.

While the US operations have historically been decentralized, over recent years the Company has established a more streamlined structure, aligning businesses in accordance with three major product categories – Life and Protection, Individual Savings and Retirement, and Employer Solutions and Pensions. In addition to these businesses, the Corporate Division, AEGON Asset Management and AEGON Global Technology have a significant number of employees in the US.

Our mission is to create better futures for our customers and we take very seriously the trust our customers place in us to do so. Our goal is to Transform TomorrowSM by providing excellent services and products for customers in our core businesses of life insurance, savings, retirement, and investments. Our growth comes from the consistent execution of our business strategy which is in line with our ambition to be a leader in all of our chosen markets by 2015. Being a leader is not about being the biggest, but about being the most recommended among our customers, distributors, and employees.

Transform TomorrowSM

The way we see it, we don't just crunch numbers and manage investments. We make things. More than 14.2 million customers count on us to help them make the things that matter. Things like peace of mind, steady incomes and fulfilling retirements. We've always stood behind a simple idea: we do what we say we're going to do. We've done so for over 100 years, and we'll keep delivering on our promises – so we can keep making the things that make Tomorrow better…

Transamerica dates back to 1904, when the founder of Transamerica Corporation, A.P. Giannini, formed the Bank of Italy (later to be known as Bank of America). Even then, the spirit of Tomorrow Making was evident as Giannini played a vital role in the restoration of San Francisco after the great earthquake and subsequent fire in 1906. While we have grown to become one of the world's most respected financial institutions, it is still our desire to Transform TomorrowSM, and create a better financial future for each and every one of our clients, that drives all that we do.

So, let's make Tomorrow about more than retirement plans and insurance policies. Let's make it about creating a better financial future. And above all else, let's make Tomorrow worth looking forward to.

Our values help to define who we are, what we stand for and how we want to do business.

Working Together

By working together, we are better together. We help each other and share knowledge enthusiastically. Transamerica combines the company’s expertise to leverage strengths and work hard on creating strong authentic relationships. We work collaboratively with business partners and aim to develop ourselves and others.

Bringing Clarity

Bringing clarity means we bring clarity in everything we do. Transamerica starts with the customer in mind and aims to understand and be understood as a organized unit. We develop clear and relevant solutions and keep our promises and act with integrity.

Exceeding Expectations

Exceeding expectations means we go one step and beyond. We understand the expectations and always look for something extra for our customers. We constantly look for more relevant products and services and we do not tolerate underperformance in ourselves or in others. We will not compromise on transparency or quality and we always care about how our actions affect the wider community.

Products we offer

You can visit our Web site at www.transamerica.com to find more information on who we are, where we are, and what we offer to our customers.


The Transamerica Companies have a wide array of life insurance products with one goal in mind: a Tomorrow your family can count on should the unexpected happen. Insurance products from Transamerica include:

Universal Life: A flexible form of permanent life insurance, Universal Life (UL) offers attractively-priced protection, as well as the potential for tax-deferred cash value accumulation.

Term Life: Offering simplicity and economical protection, Term Life insures you an initial level period or span of years at a scheduled premium and helps to provide peace of mind for you and your family by protecting the assets you've worked so hard to attain.

Survivorship Life: Survivorship or joint-life policies insure the lives of two individuals, paying the death benefit to beneficiaries upon the second death. This type of policy can help provide for a larger legacy for your loved ones, ensure the continued success of your business or help support your favorite charity.

Whole Life: With Whole Life you are insured for your entire lifespan. Providing that the premiums are paid as specified, this policy will never expire. Upon death an insurance payout is made to your beneficiaries.

Discover the full array and benefits of Transamerica's insurance products by visiting: www.transamerica.com


Transamerica offers two distinct investment products for retirement and long-term investment needs.

  1. Variable Annuities

    We offer one of the most comprehensive suites of annuities in the industry, in addition to innovative living and death benefit options. These retirement solutions can provide you with guaranteed income for life and preserve your legacy for future generations.

  2. Mutual Funds

    We offer a broad range of some of the best-of-breed investment managers in investment strategies and asset classes to help you save and invest for the retirement you've always dreamed of.

    Variable annuities are long-term tax deferred vehicles designed for retirement purposes. They offer three main benefits: tax-deferred treatment of potential earnings, guaranteed death benefit options, and guaranteed lifetime payout options.

    All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company. The guarantees do not apply to the investment performance or safety of the underlying portfolios in the variable annuity.

    Variable annuity investment options are subject to market fluctuation, investment risk and possible loss of principal.

Build a diversified portfolio by choosing from some of the best-of-breed institutional managers across multiple asset classes. To learn more about investments, visit: www.transamerica.com.


Transamerica Retirement Services is a top (1) retirement plan provider that creates better tomorrows through best-in-class (1) employer-sponsored retirement plans. Visit our website to learn more about how we can help with your lifestyle, investments, health care, protection and income retirement planning at: www.transamerica.com

(1) Transamerica received a total of 85 "Best in Class" ratings in Chatham Partners' 2010 Client Satisfaction Analysis Survey, December 2010. Chatham Partners, LLC is an independent, third party research firm. Questions were asked of 732 Transamerica clients. Quantitative questions were rated on a 7-point scale with "6" and "7" representing the highest levels of satisfaction. A "Best in Class" rating was received when over 85 percent of the respondents selected a "6" or "7" for a specific area.

Possibilities for Tomorrow
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