The purpose of the calculator is to walk you through a list of asset and liability categories to help you to determine your current net worth.

Assets - What you own
If you own a home, enter its estimated market value here. Do not worry about how much you owe on your mortgage. Simply enter the current market value here.
Enter the sum of the blue book values of all of the cars that you own. Again, do not worry about any car loans you have. Just enter the blue book values. You can search blue book values at the library or online.
Other vehicles:
If you own a boat, motor home, motorcycle, etc., enter the value for these items here.
If you own jewelry of value (perhaps an engagement ring), enter the estimated value here.
Special items:
Cameras, computers, etc. Enter the amount you could get if you sold the items today.
Furniture and household items:
Enter the approximate total value of your furniture, appliances, electronics, etc.
Checking and savings accounts:
Enter the current balance of your regular checking and savings accounts.
Retirement accounts:
Enter the value of all 401(k) plans, IRAs, etc.
Savings bonds:
If you have any US savings bonds, enter the total value here. If you want to be accurate, a bank can tell you the exact value of a savings bond.
Mutual funds:
If you own any mutual funds, enter the total value of the funds here.
If you own any stock, enter the current market value here.
Life insurance:
If you have a life insurance policy with a cash value, enter it here.
Enter anything else you can think of that has value, such as art and collectibles, if you were to sell it.
Liabilities - What you owe
Mortgage principal:
If you have a mortgage, enter the amount of principal you owe here. You can determine the principal value by calling the bank that holds the mortgage or looking at your amortization schedule.
Car Loans:
Enter the amount owed on any car loans you have.
College Loans:
Enter the amount owed on any educational financing.
Other Loans:
Enter the amount owed on any other loans you might have - boats, furniture, etc.
Credit card debt:
Enter the balance due on all of your credit cards here.


Asset Total: 0
Liability Total 0
Your Net Worth: 0
These illustrative calculators are designed to be informational and educational tools only and do not constitute investment advice. They may not reflect the actual growth of your own investments and cannot be used to predict future performance. The results presented by these calculators are hypothetical. Please seek the advice of a financial professional before making an investment.