USA Today Names Transamerica Best for Living Benefits in 2023 Review

March 3, 2023 – USA Today selected Transamerica as a top choice for life insurance policies, naming them the best for living benefits. Awarding Transamerica four stars, USA Today noted that the Trendsetter LB term life insurance policy includes living benefits at no additional premium cost.

USA Today also listed some additional benefits of the Trendsetter LB policies:

  • Up to $2 million in term coverage without a medical exam.
  • Trendsetter LB policy includes living benefits in cases of terminal, chronic or critical illnesses.*
  • Several other optional riders are available to customize coverage.**

USA Today analyzed 15 leading life insurance companies to help consumers select the best life insurance company and policy to meet various financial goals and budgets. Transamerica was given an A (Excellent) rating for term life, whole life, indexed universal life and final expense policies.



*Benefits paid under accelerated death benefit riders will result in a reduction of the life insurance policy’s benefits and values, including face amount, death benefit, and premiums based on the amount that is accelerated. Benefits advanced under the accelerated death benefit may be taxable in certain circumstances. As with all tax matters, you should consult with your tax advisor regarding the tax treatment of receiving an accelerated death benefit. Payment of an accelerated death benefit may affect eligibility for Medicaid or other government benefits and entitlements. Refer to the policy or riders for complete details.

**Certain riders are available at an additional cost. Riders and rider benefits have specific limitations and may not be available in all jurisdictions. For complete details including the terms and conditions of each rider and exact coverage provided, please consult a Transamerica agent.