Update or add your email to help protect your retirement account. You'll also receive timely, relevant emails designed to support, motivate, and inspire you during every life stage.
Simplify how you save for retirement
Do you have retirement accounts with former employers? You have options. Call 855-712-0562 to speak with a retirement plan specialist and learn more.
Playlists for financial success
Visit our Financial Wellness Center for quick lessons on topics designed to help you live your best financial life.
Are your beneficiaries up to date?
When it's time for your loved ones to celebrate your life, give them one more reason to tip their cap.
Take a few minutes to update or designate the beneficiaries on your retirement account. It can save time, money, and legal hassles for your loved ones down the road.
Sign up for text alerts
For reminders about important ways to make the most of your retirement plan benefit and upcoming education events, text Retire to 21299.
Webinars for retirement readiness and financial wellness
Transamerica offers educational webinars conducted by retirement planning consultants covering a wide array of topics – so you can get the guidance you need no matter where you are in your career. Webinars are offered live, allowing you to ask questions, as well as recorded, so you can watch at a time that fits your schedule.
Check your balance, designate your beneficiary, or manage other tasks as you pursue your retirement goals. Click a topic below and log in to your account. Once logged in, you'll be taken directly to the desired page.
Set up your account
Create an online account to manage your retirement plan. If you haven't joined the plan, you can start here.
Check your balance
See how much is invested in your account. Log in to see the summary.
Brighten Your Retirement Outlook®
Find out if you're OnTrack® for a sunny retirement. Simply log in for more information.
- Log in
- View your account details
- Click "Are You OnTrack®?" on the left menu
- Explore your options to create a profile, enter your retirement goals, and Brighten Your Outlook®
Change how much you invest for the future
Want to make a difference over the long haul? If your plan allows, you can consider updating your contribution rate, the money set aside each paycheck for your retirement. Log in and get going.
Name your beneficiaries
As much as we'd all like to live forever (in good health, of course), it's important to plan for the future. Log in and take a minute to choose, review, or update your beneficiaries. Some plans require you to change beneficiaries offline. If you don't see "Beneficiaries" from your online account, please contact your plan administrator.
- Log in
- View your account details
- Click "Beneficiaries" under the Home menu on the left
- From here you can name or update beneficiaries on your account
Take control of your account by signing up for e-documents. You'll receive notices of new statements, plan documents, and important account alerts through your email.
- Log in
- View your account details
- Click "e-documents" under the Home menu on the left
Is combining retirement accounts right for you?
If you have retirement accounts with former employers, you have options. You can:
- Move to your current employer plan
- Cash out
- Leave it where it is
- Open an IRA
Speak with a retirement plan specialist to review your options. Call 855-712-0562 or schedule an appointment.
The CARES Act — which aims to provide relief for those financially impacted by the crisis — includes provisions that may allow more flexibility in accessing retirement assets for those who qualify.
Market Sense Podcasts
Cut through the noise with concise and relevant market commentary from Tom Wald, CIO of Transamerica Asset Management, Inc., on questions investors face as they pursue their retirement goals.
Getting ready to retire?
Retirement doesn't have to be about "winding down." If you're gearing up for retirement, we have tools and resources specifically for you.
Investment Review & Plan Committee Meeting Minutes
Pepperdine investment review
Retirement Committee Meeting Minutes
Pepperdine plan committee meeting minutes
Personal finance calculators
Get a sense of your financial health with these easy-to-use calculators.
See how your retirement plan can be a helpful tool for investing for your future.
How much could you receive from Social Security? Use this calculator for a quick estimate.
Estimate how long your retirement savings may last.
See how changing your payroll deductions could impact your take home pay.
Discover what it will take to reach your savings goals.
Beneficiary required minimum distributions
If you’re the beneficiary of an inherited IRA, determine the required minimum distribution (RMD).
Required minimum distributions
Determine your required minimum distribution (RMD). If you have not turned 72 by the end of 2022, the IRS requires these distributions from certain retirement accounts annually when you reach age 73.
Meet One-on-One with a Retirement Planning Consultant
Come meet with a retirement planning consultant and learn how your retirement program can give you the confidence you need for your financial future.
Click here to schedule a one-on-one session.
Your retirement plan information
Your employer may have included additional plan documents, your enrollment guide, fund performance and fee information, and other important notices for your review.
Please find more information about your plan's investments, associated fees and documents.
Our customer care team is available Monday through Friday, 8 a.m. – 9 p.m. ET.
If you have an online account, please have your login information available. Call us at 800-755-5801.
Transamerica VoicePass can provide security and convenience without having to remember a password when you call. VoicePass will identify you based on YOUR stored voiceprint which is as unique as your fingerprint. Call us at 800-401-8726 to get enrolled.
Live Your Best Life
Gain a holistic perspective by going beyond the numbers to live your best life. See how each step you take today can make a meaningful difference tomorrow.
Boost your physical and financial wellness
Read articles on physical and financial wellness, and the links in between, in our Knowledge Place.
Healthier traditions start today
Create a healthier tomorrow by making small changes today. Start with easy recipes, videos, and tips from the Transamerica Center for Health Studies.
Explore your holistic planning toolkit
Future healthcare expenses are important to consider as you build a long-term retirement strategy. Explore these interactive tools and resources developed in collaboration with the American Heart Association.
IMPORTANT INFORMATION - Please download and read
Please download and review the Transamerica Retirement Advisors, LLC Form CRS
Important information about consolidation: Transfer specialists are registered representatives of Transamerica Investors Securities Corporation (TISC). Review the fees and expenses you pay, including any charges associated with transferring your account, to see if consolidating your accounts could help reduce your costs. Be sure to consider whether such a transfer changes any features or benefits that may be important to you.
The role of the onsite Retirement Planning Consultant is to assist you with your retirement plan. There are no additional charges for meeting with your Retirement Planning Consultant, who is a registered representative with Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaronek Avenue, Harrison, NY 10528, and registered investment advisor of Transamerica Retirement Advisors, LLC (TRA), Registered Investment Advisor. All Transamerica companies are affiliated, but are not affiliated with your employer.
About Probability Illustrations, Limitations, and Key Assumptions
The probability illustrations, including the Your Retirement Outlook® graphic, estimated retirement income graphic, sources of your retirement income chart, and income planning spend down illustration generated from the engine are based on “Monte Carlo” simulations of 500 possible investment scenarios for a given time period and assume a range of possible returns. The “About Probability Illustrations, Limitations, and Key Assumptions” apply to the OnTrack® tool and the Advice Services, which includes Managed Advice® (offered in plans and IRAs) and Advisor Managed AdviceSM. The illustrations are generated according to models developed by Morningstar Investment Management LLC, a leading independent provider of asset allocation, manager selection, and portfolio construction. The Your Retirement Outlook® graphic reflects the difference between the model’s estimated annual income (which corresponds to a 70% probability level of income in the investment scenarios simulated) and your annual income goal.
When forecasting the probability of achieving your income goal, the model employs different returns for different asset classes, based on Morningstar Investment Management’s capital market assumptions developed using historical and forward-looking data. Forecasts of expected return, expected standard deviation and correlation among asset classes are based on Morningstar Investment Management LLC's proprietary equity, fixed income, currency and risk models. Current investment options are assigned to asset classes based on Morningstar Categories, and fees and charges inherent in investing are incorporated with an average fee assumption for each asset class. The benchmarks used for modeling the various asset classes are below. Return assumptions are updated annually; these updates may have a material impact on your projections. Return assumptions are estimates not guarantees. The returns you experience may be materially different than projections. You cannot invest directly in an index.
Short Term Bonds
Direct Real Estate
High Yield Bonds
Long Term Bonds
Large Cap Value Equity
Large Cap Equity
Mid Cap Value Equity
Mid Cap Equity
Mid / Small Cap Value Equity
Large Cap Growth Equity
Mid / Small Cap Equity
Small Cap Value Equity
Small Cap Equity
Mid Cap Growth Equity
Mid / Small Cap Growth Equity
Small Cap Growth Equity
Emerging Markets Equity
BofA ML US Treasury Bill 3 Month USD
BarCap US Govt/Credit 1-3 Yr TR USD
Barclays Capital US Agg Bond TR
Barclays Global Aggregate Ex USD TR
NCREIF Transaction Based Index
Barclays Capital US Corporate High Yield TR
Barclays Capital Global Inflation Linked US TIPS TR
Barclays Capital US Govt/Credit Long TR
Russell 1000 Value TR
Russell 1000 TR
Russell Mid Cap Value TR
Russell Mid Cap TR
MSCI EAFE GR
Bloomberg Commodity TR
Russell 2500 Value TR
Russell 1000 Growth TR
Russell 2500 TR
Russell 2000 Value TR
Russell 2000 TR
Russell Mid Cap Growth TR
Russell 2500 Growth TR
FTSE NAREIT Equity REITs TR
Russell 2000 Growth TR
MSCI EM GR
The probability illustrations assume both retirement at the age at which you qualify for full Social Security benefits and an annual retirement income goal of 80% of your projected final working salary. These assumptions are adjustable by you or by your employer if you are in an employer-sponsored retirement plan. Social Security estimates are based on the Social Security Administration methodology and your current salary. If you have indicated within your Retirement Profile, Advice Services Profile, or your Managed Advice Profile that you are retired, you are required to input your actual Social Security benefit amount provided by the Social Security Administration. The probability illustrations also assume a consistent contribution percentage, if applicable, and asset allocation (no future changes or rebalancing unless you are subscribed to one of the Advice Services or a target date asset allocation service), annual inflation of approximately 2%, and annual salary increases (unless you are retired), based on a calculation that incorporates multiple factors including a salary growth curve and inflation. Mortality assumptions are based on the Society of Actuaries tables. In addition to all personal information you have inputted into your Retirement Profile, Advice Services Profile, or your Managed Advice Profile, and, if applicable, any retirement plan information that Transamerica’s record keeping system maintains such as account balance, contribution rates, asset allocation and retirement plan information, the probability illustrations contemplate tax rates, retirement needs, social security, and future cash flows. The simulations model tax rules for most taxable and tax-deferred investment accounts. Tax rules are applied throughout the process, including required minimum distribution rules that apply to some tax-deferred accounts. Any withdrawals from tax-deferred sources may be assessed an early withdrawal penalty which is taken into consideration in these illustrations. The spend-down order of your accounts is determined by an algorithm and aims to optimize tax exposure (by generally exhausting taxable accounts first then tax-deferred accounts) and Social Security benefits. Your selected retirement year (and your spouse/ partner’s retirement year as applicable) can vary the withdrawal sequence determined by the engine. The engine will avoid withdrawing from tax- deferred accounts, should you (and your spouse/partner as applicable) select a retirement age younger than 60 years old. If income is needed and no other sources of income exist, the engine will be forced to withdraw from tax-deferred accounts holding after-tax money and tax deferred accounts in the simulations, as needed. Estimated retirement income used in the probability illustrations are after-tax.
The models are subject to a number of limitations. Returns associated with market extremes may occur more frequently than assumed in the models. Some asset classes have relatively limited histories; for these classes the models use historical data for shorter time periods. The model does not consider other asset classes such as hedge funds or private equity, which may have characteristics similar or superior to those used in the model. Capital market assumptions are forecasts which involve known and unknown risks, uncertainties, and other factors which may cause the actual results to differ materially and/or substantially from any future results, performance, or achievements expressed or implied by those projections for any reason.
There is no guarantee that your income goal will be achieved or that the aggregate accumulated amount will ensure a specified annual retirement income. Results may vary with each use and over time.
IMPORTANT: The projections or other information generated by the engine regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Moreover, even though the tool’s estimates are statistically sound based upon the simulations it runs, the tool cannot foresee or account for every possible scenario that may negatively impact your financial situation. Thus, you should monitor your account regularly and base your investment decisions on your time horizon, risk tolerance, and personal financial situation, as well as on the information in the prospectuses for investments you consider.
Transamerica has licensed the Morningstar® Wealth Forecasting EngineSM from Morningstar, Inc., which is used by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc., in the services it provides to participants. Morningstar Inc. and Morningstar Investment Management LLC are not affiliated with Transamerica. The Morningstar name and logo are registered marks of Morningstar, Inc.