For those seeking a wider range of investment flexibility, we’ve added the Schwab Personal Choice Retirement Account® (PCRA) to the Savannah River Nuclear Solutions Savings and Investment Plan (SIP).

The Schwab Personal Choice Retirement Account® (PCRA) is designed for knowledgeable investors who understand the risks of making their own investment choices and are committed to staying invested for the long term.

Schwab Personal Choice Retirement Account® (PCRA) is not a fund but rather a participant self-directed brokerage account maintained at Charles Schwab & Co., Inc. Participants must individually apply for PCRA and are solely responsible for their fund selections made under the PCRA. Commissions and transaction fees may apply to fund trades placed outside of the Schwab Mutual Fund OneSource® program or trades on other investment vehicles available through Schwab. An annual fee of $50 will be applied by Transamerica Retirement Solutions if you invest in the Schwab PCRA. Securities purchased through the PCRA are available through Charles Schwab & Co. Inc., (Member SIPC). Charles Schwab & Co., Inc. is not affiliated with Transamerica.

Create an online account to manage your retirement plan. If you haven't joined the plan, you can start here.
See how much is invested in your account. Log in to see the summary.
Want to make a difference over the long haul? If your plan allows, you can consider updating your contribution rate, the money set aside each paycheck for your retirement. Log in and get going.
As much as we'd all like to live forever (in good health, of course), it's important to plan for the future. Log in and take a minute to choose, review, or update your beneficiaries. Some plans require you to change beneficiaries offline. If you don't see "Beneficiaries" from your online account, please contact your plan administrator.
1. Log in.
2. View your account details. 
3. Click "Beneficiaries" under the Home menu on the left.
4. From here you can name or update beneficiaries on your account.
Take control of your account by signing up for e-documents. You'll receive notices of new statements, plan documents, and important account alerts through your email.
1. Log in.
2. View your account details. 
3. Click "e-documents" under the Home menu on the left.
See how much income you're estimated to receive in retirement.
1. Log in.
2. Click View next to your defined benefit plan.
3. Click Estimates in the menu on the left.
4. Follow the instructions to enter your information to calculate your pension plan estimates.
Retirement doesn't have to be about "winding down." If you're gearing up for retirement, we have tools and resources specifically for you.

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Personal finance calculators

Get a sense of your financial health with these easy-to-use calculators.
See how your retirement plan can be a helpful tool for investing for your future.
How much could you receive from Social Security? Use this calculator for a quick estimate.
Estimate how long your retirement savings may last.
See how changing your payroll deductions could impact your take home pay.
Discover what it will take to reach your savings goals.
If you’re the beneficiary of an inherited IRA, determine the required minimum distribution (RMD).
Determine your required minimum distribution (RMD). The IRS requires these distributions from certain retirement accounts annually when you reach 72 years old.
Find out if you're likely to have enough assets to last you through retirement.

Fund and fees information

Review performance of the funds available in your plan before you enroll. Choose one of the options below.
Please find more information about your plan's investments, associated fees and documents.

Be Well. Build Wealth.™

These days, getting financially fit and preparing for retirement is up to each and every one of us. Gain a holistic perspective, go beyond the numbers, and see how each step today can make a difference tomorrow.