Tools for a brighter tomorrow

In all market conditions, we're committed to helping you build a strategy as you pursue a healthier, more secure retirement.

To help you save for retirement, all employees are now automatically enrolled in the WellStar Health System, Inc. Supplemental Retirement Savings Plan. Current employees and new hires are enrolled at a 1% contribution rate. You can change your contribution rate at any time.

While this is a great start, we encourage you to prioritize your future by saving more. Transamerica’s retirement planning consultants are available to help you create a financial strategy to reach your goals. To schedule a no cost one-on-one meeting at your location, simply click “Schedule” at the top bar of this page to get started.

Sign Up for Text Alerts

For reminders about important ways to make the most of your retirement plan benefit and upcoming education events. Text Retire to 21299.

You'll receive up to 2 msg/month and can opt out at any time by texting 'STOP' to 21299. Text 'HELP' for Help. Mobile Terms & Conditions. Msg & Data rates may apply. To read our privacy policy click here.

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Retirement Resources

Personal finance calculators

Get a sense of your financial health with these easy-to-use calculators.

Retirement savings

See how your retirement plan can be a helpful tool for investing for your future.

Social Security

How much could you receive from Social Security? Use this calculator for a quick estimate.

Retirement planner

Estimate how long your retirement savings may last.

Payroll deductions

See how changing your payroll deductions could impact your take home pay.

Savings goals

Discover what it will take to reach your savings goals.

Beneficiary required minimum distributions

If you’re the beneficiary of an inherited IRA, determine the required minimum distribution (RMD).

Required minimum distributions

Determine your required minimum distribution (RMD). The IRS requires these distributions from certain retirement accounts annually when you reach 72 years old.

We're here to help you

A dedicated Transamerica Retirement Planning Consultant can help you navigate financial decisions through any life event — because while retirement may be the ultimate goal, the decisions you make along the way can determine your ability to retire when and how you want.

Your Retirement Plan Information

Your employer may have included additional plan documents, your enrollment guide, fund performance and fee information, and other important notices for your review.

Plan Information

Please find more information about your plan's investments, associated fees and documents.

Call Us

Our customer care team is available Monday through Friday, 8 a.m. – 9 p.m. ET.

If you have an online account, please have your login information available. Call us at 800-755-5801.

Transamerica VoicePass can provide security and convenience without having to remember a password when you call. VoicePass will identify you based on YOUR stored voiceprint which is as unique as your fingerprint. Call us at 800-401-8726 to get enrolled.

Be Well. Build Wealth.™

These days, getting financially fit and preparing for retirement is up to each and every one of us. Gain a holistic perspective, go beyond the numbers, and see how each step today can make a difference tomorrow.

Two women in their 50s jog down a wooded trail laughing with each other.

Boost your physical and financial wellness

Read articles on physical and financial wellness, and the links in between, in our Knowledge Place.

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Healthier Traditions Start Today

Create a healthier tomorrow by making small changes today. Start with easy recipes, videos, and tips from the Transamerica Center for Health Studies.

A woman getting ready for retirement takes notes as she is reading an article on the Learning Center website.

Your Wealth + HealthSM Toolkit

Future healthcare expenses are important to consider as you build a long-term retirement strategy. Explore these interactive tools and resources developed in collaboration with the American Heart Association.

IMPORTANT INFORMATION - Please download and read

Please download and review the Transamerica Retirement Advisors, LLC Form CRS

Important information about consolidation: Transfer specialists are registered representatives of Transamerica Investors Securities Corporation (TISC). Review the fees and expenses you pay, including any charges associated with transferring your account, to see if consolidating your accounts could help reduce your costs. Be sure to consider whether such a transfer changes any features or benefits that may be important to you.

The role of the onsite Retirement Planning Consultant is to assist you with your retirement plan. There are no additional charges for meeting with your Retirement Planning Consultant, who is a registered representative with Transamerica Investors Securities Corporation (TISC), member FINRA, 440 Mamaronek Avenue, Harrison, NY 10528, and registered investment advisor of Transamerica Retirement Advisors, LLC (TRA), Registered Investment Advisor. All Transamerica companies are affiliated, but are not affiliated with your employer.

IMPORTANT INFORMATION: About Probability Illustrations, Limitations, and Key Assumptions

The probability illustrations generated from the engine are based on “Monte Carlo” simulations of 500 possible investment scenarios for a given time period and assume a range of possible returns. The illustrations are generated according to models developed by Morningstar Investment Management LLC, a leading independent provider of asset allocation, manager selection, and portfolio construction. The Your Retirement Outlook® graphic reflects the difference between the model’s estimated annual income (which corresponds to a 70% probability level of income in the investment scenarios simulated) and your annual income goal.

When forecasting the probability of achieving your income goal, the model employs different returns for different asset classes, based on Morningstar Investment Management’s capital market assumptions developed using historical and forward-looking data. Forecasts of expected return, expected standard deviation and correlation among asset classes based on Morningstar Investment Management LLC's proprietary equity, fixed income, currency and risk models. Current assets are assigned to asset classes based on Morningstar Categories, and fees and charges inherent in investing are incorporated with an average fee assumption for each asset class. The benchmarks used for modeling the various asset classes are below. Return assumptions are updated annually; these updates may have a material impact on your projections. Return assumptions are estimates not guarantees. The returns you experience may be materially different than projections. You cannot invest directly in an index.

Lower Risk/
  Asset Class
Cash Alternatives
Short Term Bonds
Aggregate Bonds
Foreign Bonds
Direct Real Estate
High Yield Bonds
Long Term Bonds
Large Cap Value Equity
Large Cap Equity
Mid Cap Value Equity
Mid Cap Equity
International Equity
Mid / Small Cap Value Equity
Large Cap Growth Equity
Mid / Small Cap Equity
Small Cap Value Equity
Small Cap Equity
Mid Cap Growth Equity
Mid / Small Cap Growth Equity
Small Cap Growth Equity
Emerging Markets Equity
BofA ML US Treasury Bill 3 Month USD
BarCap US Govt/Credit 1-3 Yr TR USD
Barclays Capital US Agg Bond TR
Barclays Global Aggregate Ex USD TR
NCREIF Transaction Based Index
Barclays Capital US Corporate High Yield TR
Barclays Capital Global Inflation Linked US TIPS TR
Barclays Capital US Govt/Credit Long TR
Russell 1000 Value TR
Russell 1000 TR
Russell Mid Cap Value TR
Russell Mid Cap TR
Bloomberg Commodity TR
Russell 2500 Value TR
Russell 1000 Growth TR
Russell 2500 TR
Russell 2000 Value TR
Russell 2000 TR
Russell Mid Cap Growth TR
Russell 2500 Growth TR
Russell 2000 Growth TR
Higher Risk/

Unless you choose otherwise or your employer supplies different information, the probability illustrations assume retirement at the age at which you qualify for full Social Security benefits and an annual retirement income goal of 80% of your projected final working salary. Social Security estimates are based on the Social Security Administration methodology and your current salary. The probability illustrations also assume a consistent contribution percentage and asset allocation (no future changes or rebalancing unless you are subscribed to a managed account or a target date asset allocation service), annual inflation of approximately 2%, and annual salary increases based on a calculation that incorporates multiple factors including a salary growth curve and inflation. Mortality assumptions are based on the Society of Actuaries tables.

The engine utilizes models, algorithms and/or calculations ("Models"). The Models are subject to a number of limitations. Returns associated with market extremes may occur more frequently than assumed in the Models. Some asset classes have relatively limited histories; for these classes the Models use historical data for shorter time periods. The Model does not consider other asset classes such as hedge funds or private equity, which may have characteristics similar or superior to those used in the Model. Capital market assumptions are forecasts which involve known and unknown risks, uncertainties, and other factors which may cause the actual results to differ materially and/or substantially from any future results, performance, or achievements expressed or implied by those projections for any reason. Additionally, Models have inherent risks. Models may incorrectly forecast future behavior or produce unexpected results resulting in losses. The success of using Models depends on numerous factors, including the validity, accuracy and completeness of the Model’s development, implementation and maintenance, the Model’s assumptions, factors, algorithms and methodologies, and the accuracy and reliability of the supplied historical or other data. If incorrect data is entered into even a well-founded Model, the resulting information will be incorrect. Investments selected with the use of Models may perform differently than expected as a result of the design of the Model, inputs into the Model, or other factors.

There is no guarantee that your income goal will be achieved or that the aggregate accumulated amount will ensure a specified annual retirement income. Results may vary with each use and over time.

IMPORTANT: The projections or other information generated by the engine regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Moreover, even though the tool’s estimates are statistically sound based upon the simulations it runs, the tool cannot foresee or account for every possible scenario that may negatively impact your financial situation. Thus you should monitor your account regularly and base your investment decisions on your time horizon, risk tolerance, and personal financial situation, as well as on the information in the prospectuses for investments you consider.

Transamerica has licensed the Morningstar® Wealth Forecasting EngineSM from Morningstar, Inc., which is used by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc, in the services it provides to participants. Morningstar and Morningstar Investment Management are not affiliated with Transamerica. The Morningstar name and logo are registered marks of Morningstar, Inc.