All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance company.
The current annual fee for Transamerica Principal Optimizer is 1.35%. The rider fee is deducted each benefit quarter in arrears as a percentage of the greater of the Withdrawal Base or the Guaranteed Future Value. The fee will be deducted on a pro rata basis from the Select and Flexible Options at the end of each living benefit and only deducted from the Stable Account if the other options are exhausted. For New York only, once the Select and Flexible Investment Options are exhausted, no rider fee will be deducted. The fee can increase beginning the 1st rider anniversary upon an Optional Reset or an automatic step-up occurs but never be greater than 2.50%.
The withdrawal and protection level percentages and living benefit fees along with required allocations, valuation frequency, and minimum benefit age listed within may change and may not be the most current. The most current information is disclosed in the applicable Rate Sheet Prospectus Supplement, which may be amended by us from time to time. Please contact our administrative office to determine whether the information above has been amended. You should not purchase this living benefit without first obtaining the applicable Rate Sheet Prospectus Supplement.
Transamerica variable annuities’ range of fees and charges include 0.20%–1.50% M&E&A, 0%–8% surrender charges, current $35 and maximum $50 annual service charge, and investment option management fees. A fund facilitation fee of up to 0.60% annually may apply for certain investment options.
All policies, riders, and forms may vary by state and may not be available in all states. ICC19 TRGL22IC-R0319(IS), ICC19 TRGL22IC-R0319(IJ), TRGL22FL-R0319(IS), TRGL22FL-R0319(IJ), FRGL22NY-R0319(IS), FRGL22NY-R0319(IJ)